48 Harding Ave, Buffalo, NY 14217 Property Records

Erie County and Tonawanda Town property record for 48 Harding Ave, Buffalo, NY 14217

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,298 sqft · built 1931
Lot Size	0.098 acres (4,240 sqft)
Owner	2 Individual Names on File
Last Sale	$84,000 (May 2010)
Tax Bill	$6,922 (2026)
Deeds & Mortgages	Jan 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`146489 66.47-6-28`

Property Details

APN / Parcel Number

Primary APN	`146489 66.47-6-28`
Alternative APNs	`64890664700006028000` `024 0245000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,298 sqft Living Area
1st Floor Area	830 sqft
Upper Floors Area	468 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,240 sqft (0.098 acres)
Lot Dimensions	105 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	124 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	024 0245000
Street Address	48 HARDING AVE
City	BUFFALO
State	NY
Zip	14217-1408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	436 E DELAWARE AV 1443 11 PT 10PT 12 40 X 105
Legal Subdivision	HOLLAND LAND COMPANY SURVEY
Legal Block	6
Legal Lot Number	28.000
Jurisdiction	ERIE NY
Township / Civil Division	TONAWANDA
Census Block Group	2
Census Block	2005
Census Tract	8102

Owner

48 Harding Ave is owned by two individuals who acquired it in January 2023.

Source: Erie County and Tonawanda Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	132 DEVONSHIRE RD, BUFFALO, NY 14223-1945
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2010 · Amount on File
Deed Sale	May 17, 2010 · Amount on File
Prior Sale	Jul 2, 2009 · Amount on File
Deed Document Number	201086192
Deed Book / Page	11181 / 9807
Last Transfer Date	Jan 3, 2023
Transfer Doc	0114126570
Record Updated	Oct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ERIE NY
Recording Date	Jan 6, 2023
Property Address	48 HARDING AVE, BUFFALO, NY 14217-1408
Document Number	0114126570
Book / Page	11412 / 6570
Instrument Date	Jan 3, 2023
Instrument	2023003088
Transaction Type	Transfer
Record Updated	Mar 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	132 DEVONSHIRE RD, BUFFALO, NY 14223-1945

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 DEVONSHIRE RD, BUFFALO, NY 14223-1945

Tax Assessment & Valuation

The 2026 property tax bill for 48 Harding Ave was $6,922, up 171.3% from the year before.

Source: Erie County and Tonawanda Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Tonawanda Town
Unified School District	Kenmore-Tonawanda Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,922.00 (+171.34%)
2025	$2,551.00 (+5.5%)	$54,000 (-) Land $6,700 Building $47,300	$257,100 (+9.51%) Land $31,899 Building $225,201
2024	$2,418.00	$54,000 (-) Land $6,700 Building $47,300	$234,783 (+4.35%) Land $29,130 Building $205,653
2023		$54,000 Land $6,700 Building $47,300	$225,000 Land $27,917 Building $197,083
2019	$5,034.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Harding Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1985)
Most Recent Claim	Feb 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 48 Harding Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TONAWANDA, TOWN WATER DEPT. serves 72,571 people · EPA ID NY1404556
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 842 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20