48 Gladiola Dr, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 48 Gladiola Dr, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,044 sqft · built 1996
Lot Size	0.184 acres (8,024 sqft)
Owner	2 Individual Names on Record
Last Sale	$735,000 (Mar 2026)
Tax Bill	$10,622 (2025)
Deeds & Mortgages	Mar 2026 Sale Apr 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`21-00001-13-00046`

Property Details

APN / Parcel Number

Primary APN	`21-00001-13-00046`
Alternative APNs	`2100001001300046` `31134600`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,044 sqft Living Area
1st Floor Area	1,022 sqft
Upper Floors Area	1,022 sqft
Basement Area	1,022 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	8,024 sqft (0.184 acres)
Lot Dimensions	107 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Deck Area	144 sqft
Patio Area	280 sqft
Canopy	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	31134600
Street Address	48 GLADIOLA DR
City	HOWELL
State	NJ
Zip	07731-2878
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	RAMTOWN KNOLLS
Legal Block	1.13
Legal Lot Number	46
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3000
Census Tract	811501

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48 GLADIOLA DR, HOWELL, NJ 07731-2878
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed, Transfer REALSAFE TITLE LLC
Apr 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage ADVISORS MTG
Oct 3, 2019	Deed of Trust, Mortgage · Line of Credit SANTANDER BK NA
Aug 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2026 · Amount on Record
Deed Sale	Mar 13, 2026 · Amount on Record
Prior Sale	Dec 19, 2024 · Amount on Record
Deed Document Number	202621532
Deed Book / Page	9784 / 699
Prior Transfer Date	Mar 11, 2026
Prior Transfer Doc	0097840699
Record Updated	Oct 29, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Mar 13, 2026
Property Address	48 GLADIOLA DR, HOWELL, NJ 07731-2878
Document Number	0097840699
Book / Page	9784 / 699
Instrument Date	Dec 12, 2024
Instrument	2026021532
Transaction Type	Transfer
Record Updated	Apr 8, 2026
Title Company	REALSAFE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	56 BARTON CREEK RD, JACKSON, NJ 08527-4037

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	48 GLADIOLA DR, HOWELL, NJ 07731-2878

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	48 GLADIOLA DR, HOWELL, NJ 07731-2878
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	AVENUE 365 LENDER SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095921537
Date	Apr 26, 2022
Book Page	9592/1537
Instrument	2022046094

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	19834

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	48 GLADIOLA DR, HOWELL, NJ 07731-2878
Document Number	0000013274
Instrument Date	Dec 15, 2020
Transaction Type	Mortgage
Record Updated	Apr 5, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 GLADIOLA DR HOWELL NJ 077312878, HOWELL, NJ 07731-2878

Mortgage

Document Number	0000013274
Date	Jan 25, 2021
Book Page	009476/002332
Instrument	13274

Lender

Name	ADVISORS MTG
Type	Mortgage Company
Address	OCEAN, NJ 07712

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 24, 2036

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	48 GLADIOLA DR, HOWELL, NJ 07731-2878
Document Number	0000099928
Instrument Date	Oct 3, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 GLADIOLA DR HOWELL NJ 077312878, HOWELL, NJ 07731-2878

Mortgage

Document Number	0000099928
Date	Oct 24, 2019
Book Page	009375/006488
Instrument	99928

Lender

Name	SANTANDER BK NA
Type	Bank
Address	READING, PA 19602

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2049

Interest

Rate Type	Adjustable Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	48 GLADIOLA DR, HOWELL, NJ 07731-2878
Document Number	0000079544
Instrument Date	Aug 2, 2018
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	48 GLADIOLA DR HOWELL NJ 077312878, HOWELL, NJ 07731-2878

Mortgage

Document Number	0000079544
Date	Aug 9, 2018
Book Page	009305/004364
Instrument	79544

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 8, 2033

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$672,500 (+8.52%) Land $359,200 Building $313,300	$672,500 (+8.52%) Land $359,200 Building $313,300
2025	$10,622.00 (+5.1%)	$619,700 (+9.93%) Land $309,200 Building $310,500	$619,700 (+9.93%) Land $309,200 Building $310,500
2024	$10,107.00 (-2.6%)
2023		$563,700 Land $269,200 Building $294,500	$563,700 Land $269,200 Building $294,500
2022	$10,377.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 74% of New Jersey
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRICK TOWNSHIP MUA serves 81,829 people · EPA ID NJ1506001
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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