46 Gladiola Dr, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 46 Gladiola Dr, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,044 sqft · built 1995
Lot Size	0.208 acres (9,047 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Mar 2021)
Tax Bill	$10,029 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Apr 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-00001-13-00045`

Property Details

APN / Parcel Number

Primary APN	`21-00001-13-00045`
Alternative APNs	`2100001001300045` `31134500`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,044 sqft Living Area
1st Floor Area	1,022 sqft
Upper Floors Area	1,022 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	9,047 sqft (0.208 acres)
Lot Dimensions	109 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Patio Area	312 sqft
Shed	1 Shed
Shed Area	144 sqft
Canopy	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	31134500
Street Address	46 GLADIOLA DR
City	HOWELL
State	NJ
Zip	07731-2878
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	RAMTOWN KNOLLS
Legal Block	1.13
Legal Lot Number	45
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3000
Census Tract	811501

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 GLADIOLA DR, HOWELL, NJ 07731-2878
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Apr 26, 2019	Loan Modification, Mortgage · Conventional Mortgage M&T BK
Dec 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOUSING FIN AGCY
Feb 16, 2017	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2021 · Amount on Record
Deed Sale	Mar 2, 2021 · Amount on Record
Prior Sale	Sep 21, 1995 · Amount on Record
Deed Document Number	202131964
Deed Book / Page	9486 / 1823
Record Updated	Sep 20, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Mar 2, 2021
Property Address	46 GLADIOLA DR, HOWELL, NJ 07731-2878
Document Number	0094861823
Book / Page	9486 / 1823
Instrument Date	Jan 12, 2021
Instrument	2021031964
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,359.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	307 SANDPIPER CT, 307, BRICK, NJ 08723-5883

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 GLADIOLA DR, HOWELL, NJ 07731-2878
Investor	Possibly a Property Investor

Mortgage

Document Number	2021031965
Date	Mar 2, 2021
Instrument	2021031965

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONMOUTH NJ
Property Address	46 GLADIOLA DR, HOWELL, NJ 07731-2878
Document Number	0000042094
Instrument Date	Apr 26, 2019
Transaction Type	Mortgage
Record Updated	Jun 19, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 GLADIOLA DR HOWELL NJ 077312878, HOWELL, NJ 07731-2878

Mortgage

Document Number	0000042094
Date	May 14, 2019
Book Page	009348/001070
Instrument	42094

Lender

Name	M&T BK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	May 13, 2059

Interest

Rate Type	Fixed Rate
Rate	5.37%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	46 GLADIOLA DR, HOWELL, NJ 07731-2878
Document Number	0000000642
Instrument Date	Dec 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	DIVERSIFIED SETTLEMENT SERVICES IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 GLADIOLA DR HOWELL NJ 077312878, HOWELL, NJ 07731-2878

Mortgage

Document Number	0000000642
Date	Jan 3, 2018
Book Page	009265/009123
Instrument	642

Lender

Name	HOUSING FIN AGCY
Address	TRENTON, NJ 08650-2085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	46 GLADIOLA DR, HOWELL, NJ 07731-2878
Document Number	0000024171
Book / Page	009216 / 000428
Instrument Date	Feb 16, 2017
Transaction Type	Mortgage
Record Updated	Apr 19, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 GLADIOLA DR HOWELL NJ 077312878, HOWELL, NJ 07731-2878

Mortgage

Document Number	0000024171
Date	Mar 7, 2017
Book Page	009216/000428
Instrument	24171

Lender

Name	MANUFACTURERS & TRADERS TR
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$637,500 (+8.96%) Land $368,400 Building $269,100	$637,500 (+8.96%) Land $368,400 Building $269,100
2025	$10,029.00 (+4.84%)	$585,100 (+9.55%) Land $318,400 Building $266,700	$585,100 (+9.55%) Land $318,400 Building $266,700
2024	$9,566.00 (+0.72%)
2023		$534,100 Land $278,400 Building $255,700	$534,100 Land $278,400 Building $255,700
2022	$9,498.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 74% of New Jersey
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRICK TOWNSHIP MUA serves 81,829 people · EPA ID NJ1506001
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Gladiola Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures