43 Gladiola Dr, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 43 Gladiola Dr, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,076 sqft · built 1995
Lot Size	0.196 acres (8,551 sqft)
Owner	2 Individual Names on File
Last Sale	$181,000 (Aug 1998)
Tax Bill	$10,311 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00001-25-00011`

Property Details

APN / Parcel Number

Primary APN	`21-00001-25-00011`
Alternative APNs	`2100001002500011` `31251100`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,076 sqft Living Area
1st Floor Area	1,124 sqft
Upper Floors Area	952 sqft
Basement Area	1,124 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	8,551 sqft (0.196 acres)
Lot Dimensions	150 ft deep x 57 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	31251100
Street Address	43 GLADIOLA DR
City	HOWELL
State	NJ
Zip	07731-2881
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Subdivision	RAMTOWN KNOLLS
Legal Block	1.25
Legal Lot Number	11
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3002
Census Tract	811501

Owner

43 Gladiola Dr is owned and occupied by two individuals who acquired it in December 2015.

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	43 GLADIOLA DR, HOWELL, NJ 07731-2881
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 1998 · Amount on File
Deed Sale	Aug 28, 1998 · Amount on File
Prior Sale	Feb 21, 1995 · Amount on File
Deed Book / Page	5744 / 839
Last Transfer Date	Dec 7, 2015
Transfer Doc	OR91453785
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	43 GLADIOLA DR, HOWELL, NJ 07731-2881
Document Number	0000157195
Instrument Date	Dec 7, 2020
Transaction Type	Mortgage
Record Updated	Feb 1, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	43 GLADIOLA DR HOWELL NJ 077312881, HOWELL, NJ 07731-2881

Mortgage

Document Number	0000157195
Date	Dec 31, 2020
Book Page	009468/007252
Instrument	157195

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 43 Gladiola Dr was $10,311, up 4.7% from the year before.

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$654,300 (+8.76%) Land $362,600 Building $291,700	$654,300 (+8.76%) Land $362,600 Building $291,700
2025	$10,311.00 (+4.66%)	$601,600 Land $312,600 Building $289,000	$601,600 Land $312,600 Building $289,000
2024	$9,852.00
2023		$549,700 Land $272,600 Building $277,100	$549,700 Land $272,600 Building $277,100
2022	$10,191.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43 Gladiola Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Gladiola Dr is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 74% of New Jersey
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRICK TOWNSHIP MUA serves 81,829 people · EPA ID NJ1506001
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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