Orange County property record for 48 Gema, San Clemente, CA 92672
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,690 sqft · built 1989 |
| Lot Size | 0.085 acres (3,686 sqft) |
| Owner | Individual Name on File |
| Last Sale | $357,000 (Aug 1999) |
| Tax Bill | $5,485 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 690-591-09 |
| Primary APN | 690-591-09 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,690 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 3,686 sqft (0.085 acres) |
| Garage Area | 458 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 48 GEMA |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92672-9494 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 12883 BLK LOT 9 |
| Legal Tract | 12883 |
| Legal Lot Number | 9 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 42109 |
48 Gema is owned and occupied by an individual who bought it in August 1999.
Source: Orange County records, as of August 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 48 GEMA, SAN CLEMENTE, CA 92672-9494 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 17, 1999 · Amount on File |
| Deed Sale | Aug 17, 1999 · Amount on File |
| Deed Document Number | 1999599315 |
| Prior Transfer Date | Sep 17, 1993 |
| Prior Transfer Doc | 0000645275 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 48 Gema was $5,485 with a homeowner's exemption.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $559,663 (+2%) Land $338,909 Building $220,754 | |
| 2025 | $5,485.00 Homeowner's exemption | $548,690 Land $332,264 Building $216,426 |
| 2023 | $5,277.00 (+1.97%) Homeowner's exemption | $527,385 Land $319,362 Building $208,023 |
| 2022 | $5,175.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 48 Gema in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Gema is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 63% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
May also be available: Verizon.
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