46 Gema, San Clemente, CA 92672 Property Records

Orange County property record for 46 Gema, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,206 sqft · built 1989
Lot Size	0.085 acres (3,686 sqft)
Owner	Trust Name on File
Last Sale	$409,000 (Jun 2002)
Tax Bill	$1,765 (2025)
Deeds & Mortgages	Dec 2020 Transfer Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`690-591-08`

Property Details

APN / Parcel Number

Primary APN	`690-591-08`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,206 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	3,686 sqft (0.085 acres)
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	46 GEMA
City	SAN CLEMENTE
State	CA
Zip	92672-9494
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 12883 BLK LOT 8
Legal Subdivision	TRACT 12883
Legal Tract	12883
Legal Lot Number	8
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2008
Census Tract	42109

Owner

46 Gema is held in a trust since June 2002.

Source: Orange County records, as of August 4, 2026

Owner of Record	Trust Name on File
Mailing Address	13850 AMBLEWIND COVE WAY, FORT MYERS, FL 33905-5842
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2020	Quit Claim Deed, Transfer OTHER
Dec 14, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage ANCHOR FUNDING INC
Mar 4, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2002 · Amount on File
Deed Sale	Jun 25, 2002 · Amount on File
Deed Document Number	2002531882
Prior Transfer Date	Jan 20, 1995
Prior Transfer Doc	0000118105
Record Updated	Oct 29, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 17, 2020
Property Address	46 GEMA, SAN CLEMENTE, CA 92672-9494
Document Number	0000745016
Instrument Date	Nov 12, 2020
Instrument	745016
Transaction Type	Transfer
Record Updated	Dec 30, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	46 GEMA SAN CLEMENTE CA 926729494, SAN CLEMENTE, CA 92672-9494

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Dec 14, 2020
Property Address	46 GEMA, SAN CLEMENTE, CA 92672-9494
Document Number	0000736144
Map Reference	MB 608 PG 33-38
Instrument Date	Nov 12, 2020
Instrument	2020000736144
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	46 GEMA, SAN CLEMENTE, CA 92672-9494

Mortgage

Document Number	0000736145
Date	Dec 14, 2020
Instrument	2020000736145

Lender

Name	ANCHOR FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 4, 2020
Property Address	46 GEMA, SAN CLEMENTE, CA 92672-9494
Document Number	0000096636
Instrument Date	Feb 20, 2020
Instrument	96636
Transaction Type	Transfer
Record Updated	Mar 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	46 GEMA SAN CLEMENTE CA 926729494, SAN CLEMENTE, CA 92672-9494

Tax Assessment & Valuation

The 2025 property tax bill for 46 Gema was $1,765.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$176,295 (+2%) Land $66,169 Building $110,126
2025	$1,765.00	$172,839 Land $64,872 Building $107,967
2023	$1,699.00 (+1.92%)	$166,128 Land $62,353 Building $103,775
2022	$1,667.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 46 Gema in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Gema is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 63% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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