47 Gema, San Clemente, CA 92672 Property Records

Orange County property record for 47 Gema, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,045 sqft · built 1989
Lot Size	0.092 acres (3,990 sqft)
Owner	2 Company Names on Record
Tax Bill	$4,481 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2021 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`690-591-14`

Property Details

APN / Parcel Number

Primary APN	`690-591-14`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,045 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Traditional
Exterior Material	Stucco
Roof Material	Tile
Lot Area	3,990 sqft (0.092 acres)
Garage Area	489 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	47 GEMA
City	SAN CLEMENTE
State	CA
Zip	92672-9495
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	N TR 12883 BLK LOT 14
Legal Subdivision	TRACT NO 12883
Legal Tract	12883
Legal Lot Number	14
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2008
Census Tract	42109

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	47 GEMA, SAN CLEMENTE, CA 92672-9495
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 30, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Apr 19, 2021	Intrafamily Transfer, Transfer
Apr 19, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Apr 30, 2021	Intrafamily Transfer, Transfer AMROCK
Mar 11, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Aug 29, 2017	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS
Aug 29, 2017	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 6, 2021
Transfer Doc	0000290531
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Jun 1, 2026
Property Address	47 GEMA, SAN CLEMENTE, CA 92672-9495
Document Number	0000155449
Instrument Date	May 27, 2026
Instrument	2026155449
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	47 GEMA, SAN CLEMENTE, CA 92672-9495
Investor	Possibly a Property Investor

Mortgage

Document Number	0000155449,
Date	Jun 1, 2026
Instrument	2026155449

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	47 GEMA, SAN CLEMENTE, CA 92672-9495
Transaction Type	Mortgage
Record Updated	Nov 5, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 GEMA, SAN CLEMENTE, CA 92672-9495

Mortgage

Document Number	0000653396
Date	Oct 27, 2021
Instrument	2021000653396

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Apr 30, 2021
Property Address	47 GEMA, SAN CLEMENTE, CA 92672-9495
Document Number	0000290531
Map Reference	MB 608 PG 33-38
Instrument Date	Apr 6, 2021
Instrument	2021000290531
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 GEMA, SAN CLEMENTE, CA 92672-9495

Mortgage

Document Number	0000290532
Date	Apr 30, 2021
Instrument	2021000290532

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Apr 19, 2021
Property Address	47 GEMA, SAN CLEMENTE, CA 92672-9495
Document Number	0000259925
Map Reference	MB 608 PG 33-38
Instrument Date	Apr 6, 2021
Instrument	2021000259925
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	47 GEMA, SAN CLEMENTE, CA 92672-9495

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Apr 19, 2021
Property Address	47 GEMA, SAN CLEMENTE, CA 92672-9495
Document Number	0000259923
Map Reference	MB 608 PG 33-38
Instrument Date	Apr 6, 2021
Instrument	2021000259923
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 GEMA, SAN CLEMENTE, CA 92672-9495

Mortgage

Document Number	0000259924
Date	Apr 19, 2021
Instrument	2021000259924

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Apr 30, 2021
Property Address	47 GEMA, SAN CLEMENTE, CA 92672-9495
Document Number	0000290533
Map Reference	MB 608 PG 33-38
Instrument Date	Apr 6, 2021
Instrument	2021000290533
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	47 GEMA, SAN CLEMENTE, CA 92672-9495

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	47 GEMA, SAN CLEMENTE, CA 92672-9495
Document Number	0000086680
Instrument Date	Mar 11, 2019
Transaction Type	Mortgage
Record Updated	Mar 28, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	47 GEMA SAN CLEMENTE CA 926729495, SAN CLEMENTE, CA 92672-9495

Mortgage

Document Number	0000086680
Date	Mar 20, 2019
Instrument	86680

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 29, 2017
Property Address	47 GEMA, SAN CLEMENTE, CA 92672-9495
Document Number	0000365428
Instrument Date	Aug 18, 2017
Instrument	365428
Transaction Type	Transfer
Record Updated	Sep 6, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	47 GEMA SAN CLEMENTE CA 926729495, SAN CLEMENTE, CA 92672-9495

Mortgage

Document Number	365429
Date	Aug 29, 2017
Instrument	365429

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2047

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 29, 2017
Property Address	47 GEMA, SAN CLEMENTE, CA 92672-9495
Document Number	0000365430
Instrument Date	Aug 18, 2017
Instrument	365430
Transaction Type	Transfer
Record Updated	Sep 6, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	47 GEMA SAN CLEMENTE CA 926729495, SAN CLEMENTE, CA 92672-9495

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$458,130 (+2%) Land $189,902 Building $268,228
2025	$4,481.00 (+3.97%) Homeowner's exemption	$449,148 (+4.04%) Land $186,179 Building $262,969
2023	$4,310.00 (+1.96%) Homeowner's exemption	$431,708 Land $178,950 Building $252,758
2022	$4,227.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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