Humboldt County property record for 48 Francis St, Ferndale, CA 95536
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $1,843 (2025) |
| Deeds & Mortgages | Oct 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-051-002-000 |
| Primary APN | 031-051-002-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 21,780 sqft (0.5 acres) |
|---|
| Street Address | 48 FRANCIS ST |
|---|---|
| City | FERNDALE |
| State | CA |
| Zip | 95536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-E |
| Legal Description | L8* B8 /B5P79 M TOWN OF FERNDALESION OF0600601085B071982C 86C 00000000 N |
| Legal Subdivision | SOVNAL SUBDIVISION |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | HUMBOLDT CA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 11200 |
48 Francis St is owner-occupied and held in a trust since October 2022.
Source: Humboldt County records, as of February 18, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | PO BOX 872, FERNDALE, CA 95536-0872 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 4, 2022 |
| Transfer Doc | 0000018139 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Recording Date | Oct 12, 2022 |
| Property Address | 48 FRANCIS ST, FERNDALE, CA 95536 |
| Document Number | 0000018139 |
| Instrument Date | Oct 4, 2022 |
| Instrument | 2022-018139 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | PO BOX 307, FERNDALE, CA 95536-0307 |
The 2025 property tax bill for 48 Francis St was $1,843 with a homeowner's exemption, up 3.7% from the year before.
Source: Humboldt County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | California |
| County | Humboldt County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,843.00 (+3.71%) Homeowner's exemption | $91,318 Land $15,822 Building $75,496 |
| 2024 | $1,777.00 (+2.72%) | |
| 2023 | $1,730.00 (+0.82%) Homeowner's exemption | $87,773 Land $15,208 Building $72,565 |
| 2022 | $1,716.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 48 Francis St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 4 (1996–2015) |
| Most Recent Claim | Feb 2015 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Francis St is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 76% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEL ORO WATER CO-FERNDALE private · serves 1,662 people · EPA ID CA1210007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| 101Netlink Fixed Wireless | 100 / 20 |
| Frontier DSL | 10 / 1 |
May also be available: Optimum, Verizon.
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