151 Francis St, Ferndale, CA 95536 Property Records

Humboldt County property record for 151 Francis St, Ferndale, CA 95536

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,733 sqft · built 1988
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Owner Names on Record
Last Sale	$270,000 (Sep 2013)
Tax Bill	$4,378 (2025)
Deeds & Mortgages	Apr 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`031-032-012-000`

Property Details

APN / Parcel Number

Primary APN	`031-032-012-000`
Alternative APN	`03103212`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,733 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Construction Type	Wood
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	553 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	03103212
Street Address	151 FRANCIS ST
City	FERNDALE
State	CA
Zip	95536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	L12 B15 /TOWN OF FERNDALESIONRNDALEDADD0600601085B071982C 86C 00000000 N
Legal Block	15
Legal Lot Number	12
Jurisdiction	HUMBOLDT CA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2035
Census Tract	11200

Owner

Source: Humboldt County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	PO BOX 203, FERNDALE, CA 95536-0203

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2013 · Amount on Record
Deed Sale	Sep 27, 2013 · Amount on Record
Prior Sale	Mar 18, 2002
Deed Document Number	2013-022295-02
Record Updated	Jun 7, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	151 FRANCIS ST, FERNDALE, CA 95536
Document Number	0000007751
Instrument Date	Apr 22, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017
Title Company	SPL EXPRESS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	151 FRANCIS ST FERNDALE CA 95536, FERNDALE, CA 95536

Mortgage

Document Number	0000007751
Date	May 1, 2017
Instrument	7751

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2047

Tax Assessment & Valuation

Source: Humboldt County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Municipality	Ferndale City
Unified School District	Ferndale Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,378.00 (+6.57%)	$330,970 (+4.04%) Land $116,450 Building $214,520
2023	$4,108.00 (+1.23%)	$318,120 Land $111,929 Building $206,191
2022	$4,058.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Nearby Flood Policies	33 in force
Nearby Flood Claims	4 (1996–2015)
Most Recent Claim	Feb 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL ORO WATER CO-FERNDALE private · serves 1,662 people · EPA ID CA1210007
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
101Netlink Fixed Wireless	100 / 20