48 Esternay Dr, Foothill Ranch, CA 92610 Property Records

Orange County property record for 48 Esternay Dr, Foothill Ranch, CA 92610

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,000 sqft · built 1996
Lot Size	0.215 acres (9,375 sqft)
Owner	Company Name on Record
Tax Bill	$11,217 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`601-132-02`

Property Details

APN / Parcel Number

Primary APN	`601-132-02`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	3,000 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	9,375 sqft (0.215 acres)
Garage Area	611 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	48 ESTERNAY DR
City	FOOTHILL RANCH
State	CA
Zip	92610-1936
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 13769 BLK LOT 2
Legal Subdivision	TRACT NO 13769
Legal Tract	13769
Legal Lot Number	2
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	1
Census Block	1022
Census Tract	52427

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	48 ESTERNAY DR, FOOTHILL RANCH, CA 92610-1936
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Nov 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2010
Deed Sale	Dec 2, 2010
Prior Sale	Dec 30, 2009 · Amount on Record
Deed Document Number	2010645985
Prior Transfer Date	Nov 23, 2010
Prior Transfer Doc	0000649616
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	48 ESTERNAY DR, FOOTHILL RANCH, CA 92610-1936
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000156976
Date	Apr 7, 2020
Instrument	2020000156976

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	48 ESTERNAY DR, FOOTHILL RANCH, CA 92610-1936
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 ESTERNAY DR, FOOTHILL RANCH, CA 92610-1936

Mortgage

Document Number	0000670571
Date	Nov 19, 2020
Instrument	2020000670571

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,103,393 (+2%) Land $599,160 Building $504,233
2025	$11,217.00 (+4.32%) Homeowner's exemption	$1,081,758 (+4.04%) Land $587,411 Building $494,347
2023	$10,752.00 (+4.82%) Homeowner's exemption	$1,039,753 Land $564,602 Building $475,151
2022	$10,258.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

Cell Coverage

5G (outdoors only) and 4G LTE

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