Orange County property record for 43 Esternay Dr, Foothill Ranch, CA 92610 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1994 |
| Square Footage | 2,154 sqft Living Area |
| Lot Size | 5,488 sqft (0.126 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $265,500 (1996) |
| Tax Bill | $4,500.00 (2025) |
| Primary APN | 601-301-43 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,154 sqft Living Area |
| Gross Area | 2,756 sqft Gross Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Stucco Exterior |
| Roof Material | Tile Roof |
| Lot Area | 5,488 sqft (0.126 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 602 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 43 ESTERNAY DR |
|---|---|
| City | FOOTHILL RANCH |
| State | CA |
| Zip | 92610-1929 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | N TR 13769 BLK LOT 10 |
| Legal Subdivision | CRESTVIEW |
| Legal Tract | 13769 |
| Legal Lot Number | 10 |
| Jurisdiction | ORANGE CA |
| Minor Civil Division | IRVINE-LAKE FOREST |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 52427 |
Source: Orange County records · APN 601-301-43
Assessment roll updated August 4, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 43 ESTERNAY DR, FOOTHILL RANCH, CA 92610-1929 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 22, 2018 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) NUVISION FINANCIAL FCU |
| Nov 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NUVISION FINANCIAL FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 27, 1996 · Amount on Record |
| Deed Sale | Sep 27, 1996 · Amount on Record |
| Deed Doc Number | 1996495559 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 43 ESTERNAY DR, FOOTHILL RANCH, CA 92610-1929 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | WESTERN RESOURCES TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000307832 |
|---|---|
| Date | Aug 22, 2018 |
| Instrument | 2018000307832 |
| Name | NUVISION FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | HUNTINGTON BEACH, CA 92647 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Sep 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.12% |
| Index | 1-Year LIBOR |
| Max Rate | 9.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 43 ESTERNAY DR, FOOTHILL RANCH, CA 92610-1929 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 43 ESTERNAY DR, FOOTHILL RANCH, CA 92610-1929 |
| Document Number | 0000660897 |
|---|---|
| Date | Nov 16, 2020 |
| Instrument | 2020000660897 |
| Name | NUVISION FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | HUNTINGTON BEACH, CA 92647 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | Dec 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.62% |
| Index | 1-Year LIBOR |
| Max Rate | 7.62% |
Source: Orange County records · Assessment roll updated August 4, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Lake Forest City |
| Unified School District | Saddleback Valley Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $448,374 (+2%) Land $141,443 Building $306,931 | |
| 2025 | $4,500.00 (+4.36%) Homeowner's exemption | $439,583 (+4.04%) Land $138,670 Building $300,913 |
| 2023 | $4,312.00 (+1.84%) Homeowner's exemption | $422,514 Land $133,285 Building $289,229 |
| 2022 | $4,234.00 |
43 Esternay Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Orange County (06059C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 69th percentile of exposed land nationally · 44th in California |
|---|---|
| Wildfire Likelihood | High — about 1 in 285 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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