40 Esternay Dr, Foothill Ranch, CA 92610 Property Records

Orange County property record for 40 Esternay Dr, Foothill Ranch, CA 92610

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,367 sqft · built 1996
Lot Size	0.135 acres (5,876 sqft)
Owner	2 Individual Names on Record
Last Sale	$901,500 (Aug 2019)
Tax Bill	$10,256 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`601-132-05`

Property Details

APN / Parcel Number

Primary APN	`601-132-05`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,367 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	5,876 sqft (0.135 acres)
Garage Area	608 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	40 ESTERNAY DR
City	FOOTHILL RANCH
State	CA
Zip	92610-1936
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 13769 BLK LOT 5
Legal Subdivision	TRACT NO 13769
Legal Tract	13769
Legal Lot Number	5
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	1
Census Block	1022
Census Tract	52427

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 ESTERNAY DR, FOOTHILL RANCH, CA 92610-1936
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 9, 2019	Grant Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2019 · Amount on Record
Deed Sale	Aug 9, 2019 · Amount on Record
Prior Sale	Aug 14, 2014 · Amount on Record
Deed Document Number	2019293606
Prior Transfer Date	Dec 27, 2001
Prior Transfer Doc	0000000204
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	40 ESTERNAY DR, FOOTHILL RANCH, CA 92610-1936
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 ESTERNAY DR, EL TORO, CA 92610-1936

Mortgage

Document Number	0000289843
Date	Apr 30, 2021
Instrument	2021000289843

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	40 ESTERNAY DR, FOOTHILL RANCH, CA 92610-1936
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 ESTERNAY DR, LAKE FOREST, CA 92610-1936

Mortgage

Document Number	0000514515
Date	Sep 22, 2020
Instrument	2020000514515

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 9, 2019
Property Address	40 ESTERNAY DR, FOOTHILL RANCH, CA 92610-1936
Document Number	0000293606
Instrument Date	Jul 16, 2019
Instrument	293606
Transaction Type	Transfer
Record Updated	Aug 19, 2019
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$991.65
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 ESTERNAY DR FOOTHILL RANCH CA 926101936, FOOTHILL RANCH, CA 92610-1936

Mortgage

Document Number	293607
Date	Aug 9, 2019
Instrument	293607

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,005,387 (+2%) Land $690,257 Building $315,130
2025	$10,256.00 (+4.32%) Homeowner's exemption	$985,674 (+4.04%) Land $676,723 Building $308,951
2023	$9,831.00 (+1.83%) Homeowner's exemption	$947,400 Land $650,445 Building $296,955
2022	$9,654.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

Cell Coverage

5G (outdoors only) and 4G LTE

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