Westbrook Town property record for 48 Elm Ave, Westbrook, CT 06498
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,750 sqft · built 1946 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,100,000 (Jun 2020) |
| Tax Bill | $15,120 (2025) |
| Deeds & Mortgages | Nov 2017 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | WBRO M:196 L:005 |
| Primary APN | WBRO M:196 L:005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,750 sqft Living Area |
| Gross Area | 3,660 sqft |
| 1st Floor Area | 1,016 sqft |
| Attic | Attic |
| Attic Area | 200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| View / Lot | Waterfront |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | S0348700 |
|---|---|
| Street Address | 48 ELM AVE |
| City | WESTBROOK |
| State | CT |
| Zip | 06498 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HDR |
| Legal Lot Number | 5 |
| Jurisdiction | WESTBROOK CT |
| Township / Civil Division | WESTBROOK |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 680102 |
48 Elm Ave is owned by two individuals who bought it in June 2020.
Source: Westbrook Town records, as of June 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 SYLVAN DR, WESTFIELD, MA 01085-4515 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2020 · Amount on File |
| Deed Sale | Jun 15, 2020 · Amount on File |
| Deed Book / Page | 360 / 411 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTBROOK CT |
| Property Address | 48 ELM AVE, WESTBROOK, CT 06498 |
| Document Number | 348-850 |
| Instrument Date | Nov 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 48 ELM AVE WESTBROOK CT 06498, WESTBROOK, CT 06498 |
| Document Number | 348-850 |
|---|---|
| Date | Nov 29, 2017 |
| Book Page | 000348/000850 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 28, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 48 Elm Ave was $15,120.
Source: Westbrook Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Westbrook Town |
| Unified School District | Westbrook School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,120.00 | $671,990 Land $470,400 Building $201,590 | $470,393 Land $329,280 Building $141,113 |
| 2023 | $14,327.00 (+2.7%) | $671,990 (-) Land $470,400 Building $201,590 | |
| 2022 | $13,951.00 | $671,990 Land $470,400 Building $201,590 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Elm Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 48 Elm Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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