28 Elm Ave, Westbrook, CT 06498 Property Records

Westbrook Town property record for 28 Elm Ave, Westbrook, CT 06498

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 1,736 sqft · built 1971
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on Record
Tax Bill$8,889 (2025)
Deeds & MortgagesSep 2025 Mortgage
Flood ZoneZone X (moderate risk)
APNWBRO M:196 L:002

Property Details

APN / Parcel Number

Primary APNWBRO M:196 L:002
Alternative APN
  • D0093900

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,736 sqft Living Area
Gross Area4,116 sqft
1st Floor Area672 sqft
AtticAttic
Attic Area1,064 sqft
Basement Area672 sqft
Unfinished Basement728 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialShingle
Lot Area5,663 sqft (0.13 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account NumberD0093900
Street Address28 ELM AVE
CityWESTBROOK
StateCT
Zip06498-1668
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHDR
Legal Lot Number2
JurisdictionWESTBROOK CT
Township / Civil DivisionWESTBROOK
Census Block Group1
Census Block1042
Census Tract680102

Owner

Source: Westbrook Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address189 LITTLE BROOK DR, NEWINGTON, CT 06111-5306
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTBROOK CT
Property Address28 ELM AVE, WESTBROOK, CT 06498-1668
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000388-371
DateSep 23, 2025
Book Page388/371
Lender
NameAMERICAN EAGLE FCU
TypeCredit Union
Agreement
AmountAmount Recorded
Term301 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Westbrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionWestbrook Town
Unified School DistrictWestbrook School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,889.00$395,050 (-) Land $231,840 Building $163,210$276,535 Land $162,288 Building $114,247
2024$8,889.00 (+5.55%)
2023$8,422.00 (+2.69%)$395,050 (-) Land $231,840 Building $163,210
2022$8,201.00$395,050 Land $231,840 Building $163,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCTWC - SHORELINE REGION-GUILFORD SYSTEM
private · serves 33,975 people · EPA ID CT0608011
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
GoNetspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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