22 Elm Ave, Westbrook, CT 06498 Property Records

Westbrook Town property record for 22 Elm Ave, Westbrook, CT 06498

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,092 sqft · built 1950
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (May 2016)
Tax Bill	$8,062 (2025)
Deeds & Mortgages	Jan 2018 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`WBRO M:196 L:001`

Property Details

APN / Parcel Number

Primary APN	`WBRO M:196 L:001`
Alternative APN	`A0007300`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,092 sqft Living Area
Gross Area	3,908 sqft
1st Floor Area	1,080 sqft
Basement Area	1,336 sqft
Unfinished Basement	345 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	A0007300
Street Address	22 ELM AVE
City	WESTBROOK
State	CT
Zip	06498-1668
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HDR
Legal Lot Number	1
Jurisdiction	WESTBROOK CT
Township / Civil Division	WESTBROOK
Census Block Group	1
Census Block	1042
Census Tract	680102

Owner

22 Elm Ave is owned and occupied by an individual who bought it in May 2016.

Source: Westbrook Town records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	22 ELM AVE, WESTBROOK, CT 06498-1668
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2016 · Amount on File
Deed Sale	May 26, 2016 · Amount on File
Deed Document Number	201694741
Deed Book / Page	340 / 187
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK CT
Property Address	22 ELM AVE, WESTBROOK, CT 06498-1668
Document Number	349-826
Instrument Date	Jan 30, 2018
Transaction Type	Mortgage
Record Updated	Mar 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 ELM AVE WESTBROOK CT 064981668, WESTBROOK, CT 06498-1668

Mortgage

Document Number	349-826
Date	Feb 16, 2018
Book Page	000349/000826

Lender

Name	WEBSTER BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 15, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 22 Elm Ave was $8,062.

Source: Westbrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Westbrook Town
Unified School District	Westbrook School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,062.00	$358,300 Land $186,820 Building $171,480	$250,810 Land $130,774 Building $120,036
2024	$8,062.00 (+5.54%)
2023	$7,639.00 (+22.68%)	$358,300 (+19.45%) Land $186,820 Building $171,480
2022	$6,227.00	$299,950 Land $186,820 Building $113,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Elm Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Elm Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20