48 E Oneida St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 48 E Oneida St, Oswego, NY 13126 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,610 sqft · built 1906
Lot Size	0.063 acres (2,772 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Aug 2021)
Tax Bill	$2,606 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`351200 128.56-04-02`

Property Details

APN / Parcel Number

Primary APN	`351200 128.56-04-02`
Alternative APNs	`120012805600040020000000` `2963`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,610 sqft Living Area
1st Floor Area	857 sqft
2nd Floor Area	753 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	2,772 sqft (0.063 acres)
Lot Dimensions	66 ft deep x 42 ft wide
Garage Type	Detached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	154 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2963
Street Address	48 E ONEIDA ST
City	OSWEGO
State	NY
Zip	13126-2218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	FORMER VILLAGE OF EAST OSWEGO
Legal Block	4
Legal Lot Number	2.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2003
Census Tract	21604

Owner

Source: Oswego County and Oswego City records · APN 351200 128.56-04-02

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	48 E ONEIDA ST, OSWEGO, NY 13126-2218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 09, 2021	Warranty Deed, Transfer · Conventional Mortgage PARAGON HOME LOANS INC
Mar 15, 2018	Warranty Deed, Transfer · Conventional Mortgage 1ST PRIORITY MORTGAGE INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 09, 2021 · Amount on Record
Deed Sale	Aug 09, 2021 · Amount on Record
Prior Sale	Mar 15, 2018 · Amount on Record
Deed Document Number	20219072
Record Updated	Jun 08, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Aug 09, 2021
Property Address	48 E ONEIDA ST, OSWEGO, NY 13126-2218
Document Number	0000009072
Instrument Date	Aug 02, 2021
Instrument	R-2021-009072
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1469 HOPKINS RD, 1469, WILLIAMSVILLE, NY 14221-1732

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 W 4TH ST APT 4, 4, OSWEGO, NY 13126-2534

Mortgage

Document Number	0000009073
Date	Aug 09, 2021
Instrument	R-2021-009073

Lender

Name	PARAGON HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Mar 15, 2018
Property Address	48 E ONEIDA ST, OSWEGO, NY 13126-2218
Document Number	0000002433
Instrument Date	Mar 07, 2018
Instrument	R-2018-002433
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	VANGUARD RESEARCH & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$272.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48 E ONEIDA ST, 48, OSWEGO, NY 13126-2218

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1469 HOPKINS RD, BUFFALO, NY 14221-1732

Mortgage

Document Number	0000002434
Date	Mar 15, 2018
Instrument	R-2018-002434

Lender

Name	1ST PRIORITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2033

Tax Assessment & Valuation

Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,606.00	$139,000 (+39%) Land $16,500 Building $122,500	$139,000 (+15.37%) Land $16,500 Building $122,500
2023		$100,000 Land $9,000 Building $91,000	$120,482 Land $10,843 Building $109,639

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oswego County (36075C), updated October 15, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Washington Square Historic District listed 2010 · 41 contributing resources · NRIS 09001270

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 879 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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