42 E Oneida St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 42 E Oneida St, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,458 sqft · built 1900
Lot Size	0.113 acres (4,950 sqft)
Owner	Individual Name on Record
Last Sale	$52,000 (Aug 2000)
Tax Bill	$947 (2025)
Deeds & Mortgages	Apr 2023 Second Mortgage Dec 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`351200 128.56-05-04`

Property Details

APN / Parcel Number

Primary APN	`351200 128.56-05-04`
Alternative APNs	`120012805600050040000000` `0466`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,458 sqft Living Area
1st Floor Area	1,309 sqft
2nd Floor Area	1,149 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,950 sqft (0.113 acres)
Lot Dimensions	99 ft deep x 50 ft wide
Porch	Porch
Porch Area	230 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0466
Street Address	42 E ONEIDA ST
City	OSWEGO
State	NY
Zip	13126-2622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN2
Legal Subdivision	EAST OSWEGO
Legal Block	5
Legal Lot Number	4.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2004
Census Tract	21604

Owner

Source: Oswego County and Oswego City records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	42 E ONEIDA ST, OSWEGO, NY 13126-2622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OSWEGO COUNTY FCU
Dec 6, 2022	Deed of Trust, Mortgage NEW YORK STATE AFFORDABLE HOUSING CORPOR
Sep 28, 2020	Deed of Trust, Mortgage · Line of Credit OSWEGO COUNTY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2000 · Amount on Record
Deed Sale	Aug 1, 2000 · Amount on Record
Deed Book / Page	1523 / 94
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	42 E ONEIDA ST, OSWEGO, NY 13126-2622
Transaction Type	Mortgage
Record Updated	May 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 E ONEIDA ST, OSWEGO, NY 13126-2622

Mortgage

Document Number	0000003046
Date	Apr 12, 2023
Instrument	R-2023-003046

Lender

Name	OSWEGO COUNTY FCU
Type	Credit Union
Address	OSWEGO, NY 13126

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 10, 2033

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	42 E ONEIDA ST, OSWEGO, NY 13126-2622
Transaction Type	Mortgage
Record Updated	Jan 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 E ONEIDA ST, BALDWINSVILLE, NY 13027-2433

Mortgage

Document Number	0000003161
Date	Dec 6, 2022
Instrument	R-2022-013161

Lender

Name	NEW YORK STATE AFFORDABLE HOUSING CORPOR
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	42 E ONEIDA ST, OSWEGO, NY 13126-2622
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 E ONEIDA ST, OSWEGO, NY 13126-2622

Mortgage

Document Number	0000008841
Date	Sep 28, 2020
Instrument	R-2020-008841

Lender

Name	OSWEGO COUNTY FCU
Type	Credit Union
Address	OSWEGO, NY 13126

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 27, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$947.00	$94,800 (+14.91%) Land $18,500 Building $76,300	$94,800 (-4.63%) Land $18,500 Building $76,300
2023		$82,500 Land $12,000 Building $70,500	$99,398 Land $14,458 Building $84,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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