Oswego County and Oswego City property record for 46 E Oneida St, Oswego, NY 13126
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,646 sqft · built 1920 |
| Lot Size | 0.043 acres (1,914 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $71,500 (Feb 2021) |
| Tax Bill | $2,062 (2025) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage Jan 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 351200 128.56-04-01 |
| Primary APN | 351200 128.56-04-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,646 sqft Living Area |
| 1st Floor Area | 878 sqft |
| 2nd Floor Area | 768 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 1,914 sqft (0.043 acres) |
| Lot Dimensions | 33 ft deep x 58 ft wide |
| Porch | Slab |
| Porch Area | 228 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0277 |
|---|---|
| Street Address | 46 E ONEIDA ST |
| City | OSWEGO |
| State | NY |
| Zip | 13126-2218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TN2 |
| Legal Block | 4 |
| Legal Lot Number | 1.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | OSWEGO |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 21604 |
Source: Oswego County and Oswego City records · APN 351200 128.56-04-01
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 E ONEIDA ST, OSWEGO, NY 13126-2218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 09, 2021 | Warranty Deed, Transfer · Conventional Mortgage PATHFINDER BANK |
| Jan 23, 2017 | Warranty Deed, Transfer · Conventional with PMI EMPOWER CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 09, 2021 · Amount on Record |
| Deed Sale | Feb 09, 2021 · Amount on Record |
| Prior Sale | Jan 23, 2017 · Amount on Record |
| Deed Document Number | 20211469 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Feb 09, 2021 |
| Property Address | 46 E ONEIDA ST, OSWEGO, NY 13126-2218 |
| Document Number | 0000001469 |
| Instrument Date | Jan 28, 2021 |
| Instrument | R-2021-001469 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | CAPITAL ABSTRACT COMPANY INC, CAPITAL ABSTRACT OF CNY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $286.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 46 E ONEIDA ST, 46, OSWEGO, NY 13126-2218 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 45 LAKE ST # A, A, PULASKI, NY 13142-4437 |
| Document Number | 0000001470 |
|---|---|
| Date | Feb 09, 2021 |
| Instrument | R-2021-001470 |
| Name | PATHFINDER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Jan 23, 2017 |
| Property Address | 46 E ONEIDA ST, OSWEGO, NY 13126-2218 |
| Document Number | 0000000642 |
| Instrument Date | Jan 20, 2017 |
| Instrument | 642 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2017 |
| Title Company | VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 543 MORRIS ST ALBANY NY 122082611, ALBANY, NY 12208-2611 |
| Document Number | 643 |
|---|---|
| Date | Jan 23, 2017 |
| Instrument | 643 |
| Name | EMPOWER CU |
|---|---|
| Type | Credit Union |
| Address | 1 MEMBER WAY, SYRACUSE, NY 13212-4030 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 22, 2032 |
Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Oswego City |
| Unified School District | Oswego City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,062.00 | $110,000 (+62.96%) Land $14,500 Building $95,500 | $110,000 (+35.26%) Land $14,500 Building $95,500 |
| 2023 | $67,500 Land $7,300 Building $60,200 | $81,325 Land $8,795 Building $72,530 |
Source: FEMA National Flood Hazard Layer as of October 15, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Washington Square Historic District listed 2010 · 41 contributing resources · NRIS 09001270 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 879 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OSWEGO CITY serves 29,400 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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