48 E James St, Ely, MN 55731 Property Records

St. Louis County property record for 48 E James St, Ely, MN 55731 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1.75 Baths
Year BuiltBuilt 1938
Square Footage819 sqft Gross Area
Lot Size3,124 sqft (0.071 acres)
OccupancyOwner Occupied
Last Sale$205,000 (2023)
Tax Bill$920.00 (2026)

Property Details

APN / Parcel Number

Primary APN030-0070-00070
Alternative APNs
  • 1112962
  • 1154737

Interior

Bedrooms2 Beds
Full Baths1.75 Baths
Total Rooms2 Rooms
Building Area819 sqft Gross Area
1st Floor468 sqft 1st Floor
Basement Area440 sqft Basement
Finished Basement440 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1938
Exterior MaterialComposition/Composite Exterior
Construction TypeFrame Construction
Lot Area3,124 sqft (0.071 acres)
Garage Area280 sqft Garage
Porch Area119 sqft Porch
SaunaSauna

Utilities and HVAC

Cooling SystemCentral Cooling
Heating FuelGas Heating Fuel

Location & Zoning

Account Number1154737
Street Address48 E JAMES ST
CityELY
StateMN
Zip55731-1343
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT: 0012 BLOCK:001 SERIAL #
Legal SubdivisionFORTIERS ADD TO ELY
Legal Block1
Legal Lot Number12
JurisdictionST LOUIS MN
Minor Civil DivisionELY
Census Blockgroup3
Census Block3019
Census Tract15300

Owner

Source: St. Louis County records · APN 030-0070-00070

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address48 E JAMES ST, ELY, MN 55731-1343
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2023Warranty Deed, Transfer · Conventional Mortgage
IDEAL CU
Feb 14, 2017Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
FRANDSEN BK&TR

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 14, 2023 · Amount on Record
Deed SaleSep 14, 2023 · Amount on Record
Prior SaleFeb 14, 2017 · Amount on Record
Deed Doc Number20231474037
Record RefreshedSep 20, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateSep 14, 2023
Property Address48 E JAMES ST, ELY, MN 55731-1343
Document Number0001474037
Instrument DateAug 17, 2023
Instrument1474037
Transaction TypeTransfer
Record UpdatedOct 05, 2023
Title CompanyNORTHEAST TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$676.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4212 QUEEN AVE N, MINNEAPOLIS, MN 55412-1544

Mortgage

Document Number0001474038
DateSep 14, 2023
Instrument1474038
Lender
NameIDEAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2053
Interest
Rate TypeAdjustable Rate
Rate6.75%
Type Change DateSep 01, 2033
Change FrequencyAnnually
Min Rate At Change4.75%
Max Rate At Change8.75%
Index52-Week T-Bill (1-Year)
Margin3
Max Rate12.7%

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST LOUIS MN
Recording DateFeb 14, 2017
Property Address48 E JAMES ST, ELY, MN 55731-1343
Document Number00A1304068
Instrument DateFeb 07, 2017
InstrumentA1304068
Transaction TypeTransfer
Record UpdatedFeb 28, 2017
Title CompanyNORTHEAST TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$235.95
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4807 W BLACKHAWK AVE REDGRANITE WI 54970, REDGRANITE, WI 54970

Mortgage

Document NumberA1304069
DateFeb 14, 2017
InstrumentA1304069
Lender
NameFRANDSEN BK&TR
TypeBank
AddressNEW ULM, MN 56073
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueFeb 13, 2047

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityEly City
Unified School DistrictEly Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$920.00 (+11.11%) Homeowner's exemption
2025$828.00 (-43.52%) Homeowner's exemption$119,400 (+8.15%) Land $5,200 Building $114,200$119,400 (+8.15%) Land $5,200 Building $114,200
2024$110,400 (+41.54%) Land $4,900 Building $105,500$110,400 (+41.54%) Land $4,900 Building $105,500
2023$1,466.00
2022$78,000 Land $4,500 Building $73,500$78,000 Land $4,500 Building $73,500

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