104 E James St, Ely, MN 55731 Property Records

St. Louis County property record for 104 E James St, Ely, MN 55731 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1.5 Baths
Year Built	Built 1938
Square Footage	1,100 sqft Gross Area
Lot Size	4,686 sqft (0.107 acres)
Occupancy	Owner Occupied
Last Sale	$185,000 (2023)
Tax Bill	$1,274.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`030-0070-00080`
Alternative APNs	`1151297` `963202`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	2 Rooms
Building Area	1,100 sqft Gross Area
1st Floor	638 sqft 1st Floor
Basement Area	319 sqft Basement
Finished Basement	319 sqft Finished
Stories	1 Stories

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Exterior Material	Stucco Exterior
Construction Type	Frame Construction
Lot Area	4,686 sqft (0.107 acres)
Garage Area	720 sqft Garage
Deck Area	22 sqft Deck
Sauna	Sauna

Utilities and HVAC

Cooling System	Central Cooling
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	1151297
Street Address	104 E JAMES ST
City	ELY
State	MN
Zip	55731-1345
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 1 AND W 1/2 LOT 2 SERIAL #
Legal Subdivision	FORTIERS ADD TO ELY
Legal Block	2
Legal Lot Number	1-2
Jurisdiction	ST LOUIS MN
Minor Civil Division	ELY
Census Blockgroup	3
Census Block	3018
Census Tract	15300

Owner

Source: St. Louis County records · APN 030-0070-00080

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	104 E JAMES ST, ELY, MN 55731-1345
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 18, 2023 · Amount on Record
Deed Sale	Jul 18, 2023 · Amount on Record
Prior Sale	Dec 10, 2009 · Amount on Record
Deed Doc Number	20231470162
Prior Transfer Date	Feb 08, 2010
Prior Transfer Doc	0001129786
Record Refreshed	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 18, 2023
Property Address	104 E JAMES ST, ELY, MN 55731-1345
Document Number	0001470162
Instrument Date	Jul 10, 2023
Instrument	1470162
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	NORTHEAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$610.50
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 E JAMES ST, ELY, MN 55731-1345

Mortgage

Document Number	0001470163
Date	Jul 18, 2023
Instrument	1470163

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.01%
Type Change Date	Oct 01, 2028
Change Frequency	3 Years
Min Rate At Change	5.75%
Max Rate At Change	13%
Index	3-Year TN
Max Rate	13%

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Ely City
Unified School District	Ely Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,274.00 (+8.52%) Homeowner's exemption
2025	$1,174.00 (-10.79%) Homeowner's exemption	$140,000 (+7.94%) Land $7,500 Building $132,500	$140,000 (+7.94%) Land $7,500 Building $132,500
2024	$1,316.00 (-38.96%)	$129,700 (+10.85%) Land $7,200 Building $122,500	$129,700 (+10.85%) Land $7,200 Building $122,500
2023	$2,156.00
2022		$117,000 (+19.39%) Land $6,600 Building $110,400	$117,000 (+19.39%) Land $6,600 Building $110,400
2021		$98,000 Land $6,000 Building $92,000	$98,000 Land $6,000 Building $92,000