105 E James St, Ely, MN 55731 Property Records

St. Louis County property record for 105 E James St, Ely, MN 55731 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1932
Square Footage1,442 sqft Gross Area
Lot Size6,634 sqft (0.152 acres)
OccupancyOwner Occupied
Last Sale$230,000 (2024)
Tax Bill$2,828.00 (2026)

Property Details

APN / Parcel Number

Primary APN030-0050-02280
Alternative APNs
  • 1067547
  • 1165554

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms2 Rooms
Building Area1,442 sqft Gross Area
1st Floor972 sqft 1st Floor
Basement Area450 sqft Basement
Finished Basement450 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 1932
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area6,634 sqft (0.152 acres)
Garage Area724 sqft Garage
Deck Area64 sqft Deck
SaunaSauna
Storage Building84 sqft Storage Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating FuelOil Heating Fuel

Location & Zoning

Account Number1165554
Street Address105 E JAMES ST
CityELY
StateMN
Zip55731-1344
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOTS 1 AND 2 SERIAL #
Legal SubdivisionCONANS ADD TO ELY
Legal Block21
Legal Lot Number1-2
JurisdictionST LOUIS MN
Minor Civil DivisionELY
Census Blockgroup3
Census Block3012
Census Tract15300

Owner

Source: St. Louis County records · APN 030-0050-02280

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address105 E JAMES ST, ELY, MN 55731-1344
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 07, 2024Deed, Transfer · Federal Housing Administration (FHA) Mortgage
NORTH SHORE BANK OF COMMERCE
Nov 06, 2023Deed of Trust, Mortgage · Line of Credit
FRANDSEN BANK & TRUST
Feb 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
FRANDSEN BANK & TRUST
Jul 15, 2019Deed of Trust, Mortgage · Line of Credit
FRANDSEN BK&TR
Mar 18, 2019Trustee's Deed, Construction Loan · Line of Credit
FRANDSEN BK&TR
Mar 18, 2019Warranty Deed, Transfer
NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 07, 2024 · Amount on Record
Deed SaleMay 07, 2024 · Amount on Record
Prior SaleDec 04, 2004 · Amount on Record
Deed Doc Number20241487436
Prior Transfer DateDec 16, 2015
Prior Transfer Doc0000965746
Record RefreshedSep 20, 2026

May 2024: Deed, Transfer

Document TypeDeed
JurisdictionST LOUIS MN
Recording DateMay 07, 2024
Property Address105 E JAMES ST, ELY, MN 55731-1344
Document Number0001487436
Instrument DateApr 30, 2024
Instrument1487436
Transaction TypeTransfer
Record UpdatedMay 21, 2024
Title CompanyNORTHEAST TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$759.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 E JAMES ST, ELY, MN 55731-1344

Mortgage

Document Number0001487437
DateMay 07, 2024
Instrument1487437
Lender
NameNORTH SHORE BANK OF COMMERCE
TypeBank
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2054

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address105 E JAMES ST, ELY, MN 55731-1344
Transaction TypeMortgage
Record UpdatedDec 08, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001477583
DateNov 06, 2023
Instrument1477583
Lender
NameFRANDSEN BANK & TRUST
TypeBank
AddressELY, MN 55731
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueNov 25, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address105 E JAMES ST, ELY, MN 55731-1344
Transaction TypeMortgage
Record UpdatedMar 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001405246
DateFeb 26, 2021
Instrument1405246
Lender
NameFRANDSEN BANK & TRUST
TypeBank
AddressSAINT PAUL, MN 55122
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2036

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address105 E JAMES ST, ELY, MN 55731-1344
Document Number00A1359533
Instrument DateJul 15, 2019
Transaction TypeMortgage
Record UpdatedAug 12, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address105 E JAMES ST ELY MN 557311344, ELY, MN 55731-1344

Mortgage

Document Number00A1359533
DateJul 29, 2019
InstrumentA1359533
Lender
NameFRANDSEN BK&TR
TypeBank
AddressELY, MN 55731
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJul 28, 2029
Interest
Rate TypeAdjustable Rate

March 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionST LOUIS MN
Recording DateMar 18, 2019
Property Address105 E JAMES ST, ELY, MN 55731-1344
Instrument DateMar 11, 2019
InstrumentA1351762
Transaction TypeConstruction Loan
Record UpdatedMar 29, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address105 E JAMES ST ELY MN 557311344, ELY, MN 55731-1344

Mortgage

Document Number00A1351762
DateMar 18, 2019
InstrumentA1351762
Lender
NameFRANDSEN BK&TR
TypeBank
AddressELY, MN 55731
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueMar 17, 2020
Interest
Rate TypeAdjustable Rate

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateMar 18, 2019
Property Address105 E JAMES ST, ELY, MN 55731-1344
Document Number00A1351761
Instrument DateMar 11, 2019
InstrumentA1351761
Transaction TypeTransfer
Record UpdatedMar 29, 2019
Title CompanyNORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Transaction

AmountAmount Recorded
Tax$491.70
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address105 E JAMES ST ELY MN 557311344, ELY, MN 55731-1344

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityEly City
Unified School DistrictEly Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,828.00 (+49.16%) Homeowner's exemption
2025$1,896.00 (-3.46%) Homeowner's exemption$230,700 (+35.71%) Land $9,900 Building $220,800$230,700 (+35.71%) Land $9,900 Building $220,800
2024$1,964.00$170,000 (+6.12%) Land $9,400 Building $160,600$170,000 (+6.12%) Land $9,400 Building $160,600
2022$160,200 Land $8,700 Building $151,500$160,200 Land $8,700 Building $151,500

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