48 E Adams St, Franklin, IN 46131 Property Records

Johnson County property record for 48 E Adams St, Franklin, IN 46131

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,616 sqft · built 1950
Lot Size	0.138 acres (6,011 sqft)
Owner	2 Individual Names on Record
Last Sale	$209,000 (Feb 2020)
Tax Bill	$2,233 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`51001437030/00`

Property Details

APN / Parcel Number

Primary APN	`51001437030/00`
Alternative APNs	`41-08-14-042-079.000-009` `00001088415`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,616 sqft Living Area
1st Floor Area	1,616 sqft
Attic	Attic
Attic Area	646 sqft
Basement Area	594 sqft
Unfinished Basement	594 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	343 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00001088415
Street Address	48 E ADAMS ST
City	FRANKLIN
State	IN
Zip	46131-1727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROWELL'S ADD LOT 1 MP FRANKLIN COMMUNI
Legal Subdivision	CROWELLS ADD
Legal Lot Number	1
Jurisdiction	JOHNSON IN
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2040
Census Tract	611000

Owner

Source: Johnson County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48 E ADAMS ST, FRANKLIN, IN 46131-1727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE CO INC
Feb 28, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC
Mar 18, 2019	Warranty Deed, Transfer DENALI TITLE AND ESCROW AGENCY INC, DENALI TITLE & ESCROW AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2020 · Amount on Record
Deed Sale	Feb 28, 2020 · Amount on Record
Prior Sale	Mar 18, 2019
Deed Document Number	20205403
Prior Transfer Date	May 5, 2015
Prior Transfer Doc	2015009546
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	48 E ADAMS ST, FRANKLIN, IN 46131-1727
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022000030
Date	Jan 4, 2022
Instrument	2022-000030

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JOHNSON IN
Recording Date	Feb 28, 2020
Property Address	48 E ADAMS ST, FRANKLIN, IN 46131-1727
Document Number	2020005403
Map Reference	PB 2 PG 49
Instrument Date	Feb 27, 2020
Instrument	2020-005403
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	TITLE ALLIANCE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 E ADAMS ST, FRANKLIN, IN 46131-1727

Mortgage

Document Number	2020005404
Date	Feb 28, 2020
Instrument	2020-005404

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Mar 18, 2019
Property Address	48 E ADAMS ST, FRANKLIN, IN 46131-1727
Document Number	2019005365
Map Reference	PB 2 PG 49
Instrument Date	Mar 15, 2019
Instrument	2019-005365
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	DENALI TITLE AND ESCROW AGENCY INC, DENALI TITLE & ESCROW AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5994 S 550 E, FRANKLIN, IN 46131-8000

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,233.00 (+16.85%) Homeowner's exemption	$221,600 (+33.41%) Land $15,500 Building $206,100	$221,600 (+33.41%) Land $15,500 Building $206,100
2024	$1,911.00 (+5%)
2023	$1,820.00 (+9.64%) Homeowner's exemption	$166,100 (+10.07%) Land $15,500 Building $150,600	$166,100 (+10.07%) Land $15,500 Building $150,600
2022	$1,660.00 Homeowner's exemption	$150,900 Land $14,100 Building $136,800	$150,900 Land $14,100 Building $136,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1979–2009)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Aug 2009 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - JOHNSON COUNTY private · serves 86,813 people · EPA ID IN5241005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: JC Fiber, T-Mobile.

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