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77 Cottswold Ln, Spring Lake, NC 28390 Property Records

Harnett County property record for 77 Cottswold Ln, Spring Lake, NC 28390

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,376 sqft · built 2006
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Tax Bill$1,980 (2025)
Deeds & MortgagesMar 2024 Foreclosure
Feb 2024 Foreclosure
+ 2 more
Flood ZoneZone X (minimal risk)
APN1500064748

Property Details

APN / Parcel Number

Primary APN1500064748
Alternative APNs
  • 01053512 0100 22
  • 1500034199

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,376 sqft Heated Area
1st Floor Area1,452 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialCombination
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Garage Area500 sqft
PorchPorch
Porch Area45 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number1500064748
Street Address77 COTTSWOLD LN
CitySPRING LAKE
StateNC
Zip28390-7053
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA20R
Legal DescriptionLT#502 ANDERSON CRK PH3B1MAP#2005-23
Legal SubdivisionANDERSON CREEK CLU
Legal Phase3
Legal Lot Number502
JurisdictionHARNETT NC
Township / Civil DivisionANDERSON CREEK
Census Block Group2
Census Block2006
Census Tract71204

Owner

Source: Harnett County records · APN 1500064748

Assessment roll updated August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6350 ABBOTTS PARK RD, FAYETTEVILLE, NC 28311-3054
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Mar 01, 2024Special Warranty Deed, Foreclosure
SERVICELINK TITLE COMPANY D, SERVICELINK TITLE COMPANY
Feb 16, 2024Foreclosure
Feb 16, 2024Foreclosure
Nov 13, 2019Warranty Deed, Transfer · VA Mortgage
HIGHLANDS RESIDENTIAL MORTGAGE LTD

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 27, 2024
Deed SaleJun 27, 2024
Prior SaleFeb 16, 2024 · Amount on Record
Deed Document Number202411183
Deed Book / Page4241 / 822
Record UpdatedSep 20, 2026

March 2024: Special Warranty Deed, Foreclosure

Document TypeSpecial Warranty Deed
JurisdictionHARNETT NC
Recording DateMar 01, 2024
Property Address77 COTTSWOLD LN, SPRING LAKE, NC 28390-7053
Document Number0000003405
Book / Page4225 / 1435
Instrument DateFeb 29, 2024
Instrument2024003405
Transaction TypeForeclosure
Record UpdatedMar 28, 2024
Title CompanySERVICELINK TITLE COMPANY D, SERVICELINK TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3138 E ELWOOD ST, PHOENIX, AZ 85034-7210

Transferred To (Grantee/Buyer)

NameVerified Name
Address3401 WEST END AVE STE 760W, 760W, NASHVILLE, TN 37203-1042
InvestorPossibly a Property Investor

February 2024: Foreclosure

Document TypeForeclosure
JurisdictionHARNETT NC
Recording DateFeb 16, 2024
Property Address77 COTTSWOLD LN, SPRING LAKE, NC 28390-7053
Document Number0000002575
Book / Page4223 / 2459
Map ReferenceMB O PG 23
Instrument DateFeb 16, 2024
Instrument2024002575
Transaction TypeForeclosure
Record UpdatedMar 14, 2024

Transaction

AmountAmount Recorded
Tax$589.00
Amount AccuracyRounded by County
Additional
  • Notice of Trustee Sale
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3138 E ELWOOD ST, PHOENIX, AZ 85034-7210

February 2024: Foreclosure

Document TypeForeclosure
JurisdictionHARNETT NC
Recording DateFeb 16, 2024
Property Address77 COTTSWOLD LN, SPRING LAKE, NC 28390-7053
Document Number0000002575
Book / Page4223 / 2459
Map ReferenceMB O PG 23
Instrument DateFeb 16, 2024
Instrument2024002575
Transaction TypeForeclosure
Record UpdatedMar 14, 2024

Transaction

AmountAmount Recorded
Tax$589.00
Amount AccuracyRounded by County
Additional
  • Notice of Trustee Sale
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3138 E ELWOOD ST, PHOENIX, AZ 85034-7210

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARNETT NC
Recording DateNov 13, 2019
Property Address77 COTTSWOLD LN, SPRING LAKE, NC 28390-7053
Document Number0000016767
Book / Page3755 / 0247
Map ReferenceMB 2005 PG 23
Instrument DateOct 15, 2019
Instrument2019016767
Transaction TypeTransfer
Record UpdatedAug 09, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$526.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address19074 CRIMSON CLOVER TER, 19074, LEESBURG, VA 20176-8458

Transferred To (Grantee/Buyer)

NameVerified Name
Address77 COTTSWOLD LN, SPRING LAKE, NC 28390-7053

Mortgage

Document Number0000016768
DateNov 13, 2019
Instrument2019016768
Lender
NameHIGHLANDS RESIDENTIAL MORTGAGE LTD
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049

Tax Assessment & Valuation

Source: Harnett County records · Assessment roll updated August 28, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHarnett County
Unified School DistrictHarnett County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,980.00$270,371 (-)$270,371 (-) Land $44,510 Building $225,861
2023$1,980.00$270,371$270,371 Land $44,510 Building $225,861

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 12, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims6 (2013–2018)
Claims Outside the SFHA6 of 6
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 3 claims

Wildfire

Wildfire RiskModerate
above 44% of the US · above 65% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 158 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemHARNETT REGIONAL WATER
serves 121,885 people
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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