48 Concession Oak Dr, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 48 Concession Oak Dr, Bluffton, SC 29909

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 2,522 sqft · built 2006
Lot Size	0.22 acres (9,583 sqft)
Owner	Trust Name on File
Last Sale	$4,054 (Jan 2022)
Tax Bill	$1,655 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R60002800029980000`

Property Details

APN / Parcel Number

Primary APN	`R60002800029980000`
Alternative APN	`12898574`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,522 sqft Living Area
Gross Area	2,246 sqft
1st Floor Area	2,246 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	48 CONCESSION OAK DR
City	BLUFFTON
State	SC
Zip	29909-7104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4116
Legal Description	LOT 51 HERITAGE OAK PLACE BLK 85 PB111 P146-148 PB112 P189-191
Legal Subdivision	DEL WEBB SUN CITY
Legal Block	85
Legal Lot Number	51
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	3
Census Block	3017
Census Tract	2110

Owner

48 Concession Oak Dr is owner-occupied and held in a trust since January 2022.

Source: Beaufort County records, as of March 12, 2026

Owner of Record	Trust Name on File
Mailing Address	48 CONCESSION OAK DR, BLUFFTON, SC 29909-7104
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage LINCOLN CAPITAL ADVISORS LLC
Aug 29, 2023	Correction Deed
Apr 24, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jan 20, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2022 · Amount on File
Deed Sale	Jan 20, 2022 · Amount on File
Prior Sale	Mar 29, 2007
Deed Document Number	20224149
Deed Book / Page	4106 / 3207
Prior Transfer Date	Jan 18, 2022
Prior Transfer Doc	0000004149
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	48 CONCESSION OAK DR, BLUFFTON, SC 29909-7104
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024289
Date	Apr 6, 2021
Book Page	3993/3389
Instrument	2021024289

Lender

Name	LINCOLN CAPITAL ADVISORS LLC
Type	Non-Lending Institution
Address	ROSWELL, GA 30075

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

August 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	BEAUFORT SC
Recording Date	Aug 29, 2023
Property Address	48 CONCESSION OAK DR, BLUFFTON, SC 29909-7104
Document Number	0000040925
Book / Page	2477 / 478
Map Reference	MB 112 PG 189
Instrument Date	Aug 28, 2023
Instrument	2023040925
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	48 CONCESSION OAK DR, BLUFFTON, SC 29909-7104

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	48 CONCESSION OAK DR, BLUFFTON, SC 29909-7104
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020862
Date	Apr 24, 2018
Book Page	3661/1655
Instrument	2018020862

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	May 16, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEAUFORT SC
Recording Date	Jan 20, 2022
Property Address	48 CONCESSION OAK DR, BLUFFTON, SC 29909-7104
Document Number	0000004149
Book / Page	4106 / 3207
Map Reference	MB 112 PG 189
Instrument Date	Jan 18, 2022
Instrument	2022004149
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	48 CONCESSION OAK DR, BLUFFTON, SC 29909-7104
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 48 Concession Oak Dr was $1,655, down 0.1% from the year before.

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,655.00 (-0.06%)	$14,780 (-30.2%)
2024	$1,656.00	$21,176 (-) Land $2,700 Building $18,476	$529,400 (-) Land $67,500 Building $461,900
2023	$1,656.00 (+11.14%)	$21,176 (+64.79%) Land $2,700 Building $18,476	$529,400 (+63.4%) Land $67,500 Building $461,900
2022	$1,490.00	$12,850	$324,000 Land $52,000 Building $272,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Concession Oak Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 488 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	488 in force
Nearby Flood Claims	3 (2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Concession Oak Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: T-Mobile.

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