45 Concession Oak Dr, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 45 Concession Oak Dr, Bluffton, SC 29909

Property Summary

Property Type	Single Family Home
Details	2,312 sqft · built 2006
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Company Names on Record
Tax Bill	$5,040 (2025)
Deeds & Mortgages	Dec 2024 Transfer Oct 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R60002800029690000`

Property Details

APN / Parcel Number

Primary APN	`R60002800029690000`
Alternative APN	`12898271`

Interior

Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,312 sqft Living Area

Exterior

Year Built	Built 2006
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	392 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	12898271
Old Parcel Number	R60002800029690000
Street Address	45 CONCESSION OAK DR
City	BLUFFTON
State	SC
Zip	29909-7103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4116
Legal Description	LOT 22 HERITAGE OAK PLACE BLK 85 PB111 P146-148 PB112 P189-191
Legal Subdivision	DEL WEBB SUN CITY
Legal Block	85
Legal Lot Number	22
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	3
Census Block	3010
Census Tract	2110

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	BLUFFTON, SC 29909
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2024	Correction Deed
Oct 9, 2024	Intrafamily Transfer, Transfer
Jul 16, 2021	Warranty Deed, Transfer
Jun 4, 2018	Loan Modification, Mortgage · Conventional Mortgage SUNTRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2024
Deed Sale	Nov 21, 2024
Prior Sale	Jul 16, 2021 · Amount on Record
Deed Document Number	0000439473
Deed Book / Page	4038 / 2063
Prior Transfer Date	Oct 9, 2024
Prior Transfer Doc	2024044545
Record Updated	Jun 8, 2026

December 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	BEAUFORT SC
Recording Date	Dec 27, 2024
Property Address	45 CONCESSION OAK DR, BLUFFTON, SC 29909-7103
Document Number	0000056088
Book / Page	4394 / 73
Map Reference	MB 112 PGS 189
Instrument Date	Nov 21, 2024
Instrument	2024056088
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 CONCESSION OAK DR, BLUFFTON, SC 29909-7103

October 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEAUFORT SC
Recording Date	Oct 9, 2024
Property Address	45 CONCESSION OAK DR, BLUFFTON, SC 29909-7103
Document Number	0000044545
Book / Page	4373 / 2316
Map Reference	MB 33 PG 72
Instrument Date	Sep 26, 2024
Instrument	2024044545
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 CONCESSION OAK DR, BLUFFTON, SC 29909-7103

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jul 16, 2021
Property Address	45 CONCESSION OAK DR, BLUFFTON, SC 29909-7103
Document Number	0000051791
Book / Page	4038 / 2063
Map Reference	MB 112 PG 189
Instrument Date	Jul 8, 2021
Instrument	2021051791
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount Recorded
Tax	$1,323.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 CONCESSION OAK DR, BLUFFTON, SC 29909-7103

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BEAUFORT SC
Property Address	45 CONCESSION OAK DR, BLUFFTON, SC 29909-7103
Document Number	0000031223
Instrument Date	Jun 4, 2018
Transaction Type	Mortgage
Record Updated	Jun 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 CONCESSION OAK DR BLUFFTON SC 299097103, BLUFFTON, SC 29909-7103

Mortgage

Document Number	0000031223
Date	Jun 11, 2018
Book Page	003675/000215
Instrument	31223

Lender

Name	SUNTRUST BK
Type	Bank
Address	GREENVILLE, SC 29601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2048

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,040.00 (+1.74%)	$20,340 (-)
2024	$4,954.00 (+112.34%)	$20,340 (-) Land $2,700 Building $17,640	$508,500 (-) Land $67,500 Building $441,000
2023	$2,333.00 (-70.28%)	$20,340 (-0.1%) Land $2,700 Building $17,640	$508,500 (-0.1%) Land $67,500 Building $441,000
2022	$7,851.00	$20,360 Land $2,080 Building $18,280	$509,000 Land $52,000 Building $457,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 488 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	488 in force
Nearby Flood Claims	3 (2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: T-Mobile.

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