Union County and Cranford Township property record for 48 Clark St, Cranford, NJ 07016
| Property Type | Single Family Home |
|---|---|
| Details | 2,189 sqft · built 1956 |
| Lot Size | 0.176 acres (7,649 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $440,000 (Dec 2004) |
| Tax Bill | $13,518 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00449-0000-00007 |
| Primary APN | 03-00449-0000-00007 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,189 sqft Living Area |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Construction Type | Frame |
| Lot Area | 7,649 sqft (0.176 acres) |
| Parking Spaces | 1 Parking Space |
| Account Number | 4940009 |
|---|---|
| Street Address | 48 CLARK ST |
| City | CRANFORD |
| State | NJ |
| Zip | 07016-2764 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | SECTION/FLORAL GARDENS |
| Legal Block | 449 |
| Legal Lot Number | 7 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | CRANFORD |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 37400 |
48 Clark St is owned and occupied by two individuals who bought it in December 2004.
Source: Union County and Cranford Township records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 CLARK ST, CRANFORD, NJ 07016-2764 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2004 · Amount on File |
| Deed Sale | Dec 10, 2004 · Amount on File |
| Deed Book / Page | 5472 / 39 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 48 CLARK ST, CRANFORD, NJ 07016-2764 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0150112462 |
|---|---|
| Date | Jul 14, 2021 |
| Book Page | 15011/2462 |
| Instrument | 16556 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 48 Clark St was $13,518, up 6.9% from the year before.
Source: Union County and Cranford Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Cranford Township |
| Unified School District | Cranford Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $186,500 (-) Land $83,900 Building $102,600 | $186,500 (-) Land $83,900 Building $102,600 | |
| 2025 | $13,518.00 (+6.93%) | $186,500 Land $83,900 Building $102,600 | $186,500 Land $83,900 Building $102,600 |
| 2024 | $12,642.00 | ||
| 2023 | $186,500 Land $83,900 Building $102,600 | $186,500 Land $83,900 Building $102,600 | |
| 2022 | $12,331.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 48 Clark St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Clark St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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