44 Clark St, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 44 Clark St, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	1,898 sqft · built 1960
Lot Size	0.248 acres (10,803 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Apr 2018)
Tax Bill	$15,641 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00449-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`03-00449-0000-00005`
Alternative APNs	`030044900005` `4938000`

Interior

Stories	1 Story
Building Area	1,898 sqft Living Area
1st Floor Area	1,898 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Split Level
Exterior Material	Stucco
Construction Type	Frame
Lot Area	10,803 sqft (0.248 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	4938000
Street Address	44 CLARK ST
City	CRANFORD
State	NJ
Zip	07016-2764
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	449
Legal Lot Number	5
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	4
Census Block	4015
Census Tract	37400

Owner

44 Clark St is owned and occupied by two individuals who bought it in April 2018.

Source: Union County and Cranford Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	44 CLARK ST, CRANFORD, NJ 07016-2764
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MTG
Apr 3, 2018	Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2018 · Amount on File
Deed Sale	Apr 3, 2018 · Amount on File
Prior Sale	Apr 21, 1978 · Amount on File
Deed Document Number	2018298319
Deed Book / Page	6254 / 567
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	44 CLARK ST, CRANFORD, NJ 07016-2764
Document Number	0148582746
Instrument Date	Dec 29, 2020
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	44 CLARK ST CRANFORD NJ 070162764, CRANFORD, NJ 07016-2764

Mortgage

Document Number	0148582746
Date	Jan 13, 2021
Book Page	014858/002746
Instrument	1029

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 12, 2051

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Apr 3, 2018
Property Address	44 CLARK ST, CRANFORD, NJ 07016-2764
Document Number	0062540567
Book / Page	6254 / 0567
Instrument Date	Mar 26, 2018
Instrument	298319
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,624.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	307 HAZEL AVE, 307, WESTFIELD, NJ 07090-4146

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 CLARK ST, CRANFORD, NJ 07016-2764

Mortgage

Document Number	655551
Date	Apr 3, 2018
Instrument	655551

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 44 Clark St was $15,641, up 6.9% from the year before.

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,800 (-) Land $90,000 Building $125,800	$215,800 (-) Land $90,000 Building $125,800
2025	$15,641.00 (+6.92%)	$215,800 Land $90,000 Building $125,800	$215,800 Land $90,000 Building $125,800
2024	$14,629.00
2023		$215,800 Land $90,000 Building $125,800	$215,800 Land $90,000 Building $125,800
2022	$14,268.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44 Clark St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 Clark St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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