40 Clark St, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 40 Clark St, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	2,838 sqft · built 1960
Lot Size	0.196 acres (8,520 sqft)
Owner	2 Individual Names on File
Last Sale	$926,000 (Jul 2020)
Tax Bill	$22,744 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Oct 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`03-00449-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`03-00449-0000-00004`
Alternative APNs	`030044900004` `4937009`

Interior

Stories	1 Story
Building Area	2,838 sqft Living Area
1st Floor Area	2,838 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Lot Area	8,520 sqft (0.196 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	4937009
Street Address	40 CLARK ST
City	CRANFORD
State	NJ
Zip	07016-2764
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ADDITION TO HIGH LANDS
Legal Block	449
Legal Lot Number	4
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	4
Census Block	4015
Census Tract	37400

Owner

40 Clark St is owned and occupied by two individuals who bought it in July 2020.

Source: Union County and Cranford Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 CLARK ST, CRANFORD, NJ 07016-2764
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2020	Deed, Subdivision Related Transfer · Conventional Mortgage BOND STREET MORTGAGE LLC
Oct 7, 2019	Grant Deed, Transfer VINTAGE TITLE SERVICES LLC, VINTAGE TITLE SVCS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2020 · Amount on File
Deed Sale	Jul 28, 2020 · Amount on File
Prior Sale	Oct 7, 2019 · Amount on File
Deed Document Number	2020326361
Deed Book / Page	6375 / 2785
Record Updated	Sep 20, 2026

July 2020: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Jul 28, 2020
Property Address	40 CLARK ST, CRANFORD, NJ 07016-2764
Document Number	0063752785
Book / Page	6375 / 2785
Instrument Date	Jul 19, 2020
Instrument	326361
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 4, 2021
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,716.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 SOUTH AVE W104, 102, CRANFORD, NJ 07016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 CLARK ST, CRANFORD, NJ 07016-2764

Mortgage

Document Number	695612
Date	Jul 28, 2020
Instrument	695612

Lender

Name	BOND STREET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Oct 7, 2019
Property Address	40 CLARK ST, CRANFORD, NJ 07016-2764
Document Number	0063420802
Book / Page	006342 / 000802
Instrument Date	Sep 30, 2019
Instrument	317875
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	VINTAGE TITLE SERVICES LLC, VINTAGE TITLE SVCS LLC

Transaction

Amount	Amount on Record
Tax	$401.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	40 CLARK ST CRANFORD NJ 070162764, CRANFORD, NJ 07016-2764

Tax Assessment & Valuation

The 2025 property tax bill for 40 Clark St was $22,744, up 6.9% from the year before.

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$313,800 (-) Land $85,700 Building $228,100	$313,800 (-) Land $85,700 Building $228,100
2025	$22,744.00 (+6.92%)	$313,800 Land $85,700 Building $228,100	$313,800 Land $85,700 Building $228,100
2024	$21,272.00
2023		$313,800 Land $85,700 Building $228,100	$313,800 Land $85,700 Building $228,100
2022	$20,748.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 40 Clark St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Clark St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Clark St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures