48 Circle Dr, Charleston, IL 61920 Property Records

Coles County property record for 48 Circle Dr, Charleston, IL 61920 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1963
Square Footage	1,536 sqft Base Area
Lot Size	10,890 sqft (0.25 acres)
Garage	Attached, 288 sqft
Occupancy	Owner Occupied
Tax Bill	$3,297.00 (2025)

Owner

Source: Coles County records · APN 02-2-10396-000

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	48 CIRCLE DR, CHARLESTON, IL 61920-2952
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	COLES IL
Recording Date	Dec 30, 2021
Property Address	48 CIRCLE DR, CHARLESTON, IL 61920-2952
Document Number	202100799004
Instrument Date	Dec 29, 2021
Instrument	202100799004
Transaction Type	Transfer
Record Updated	Feb 01, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 CIRCLE DR, CHARLESTON, IL 61920-2952

Mortgage

Document Number	202100799005
Date	Dec 30, 2021
Instrument	202100799005

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Coles County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Charleston Township
Municipality	Charleston City
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,297.00 (+42.79%)	$45,284 (+20.67%) Land $5,719 Building $39,565	$135,852 (+20.67%) Land $17,157 Building $118,695
2023		$37,528 Land $4,740 Building $32,788	$112,584 Land $14,220 Building $98,364
2020	$2,309.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Coles County (17029C), updated July 18, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`02-2-10396-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,536 sqft Base Area
1st Floor	1,536 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Lot Area	10,890 sqft (0.25 acres)
Depth X Width	115 ft x 162 ft Depth x Width
Garage Type	Attached Garage
Garage Area	288 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling

Location & Zoning

Street Address	48 CIRCLE DR
City	CHARLESTON
State	IL
Zip	61920-2952
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	MIDWEST PARK ANNEX LOT 48 NE 1/4 SEC 14 T12N R09E
Legal Range	09E
Legal Township	12N
Legal Section	14
Legal Subdivision	MIDWEST
Legal Lot Number	48
Jurisdiction	COLES IL
Minor Civil Division	CHARLESTON
Census Blockgroup	1
Census Block	1010
Census Tract	701