44 Circle Dr, Charleston, IL 61920 Property Records

Coles County property record for 44 Circle Dr, Charleston, IL 61920

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 1962
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$113,000 (Jun 2023)
Tax Bill	$2,737 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-2-10392-000`

Property Details

APN / Parcel Number

Primary APN	`02-2-10392-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,440 sqft Base Area
1st Floor Area	1,440 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	115 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	44 CIRCLE DR
City	CHARLESTON
State	IL
Zip	61920-2952
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MIDWEST PARK ANNEX LOT 44 NE 1/4 SEC 14 T12N R09E
Legal Range	09E
Legal Township	12N
Legal Section	14
Legal Subdivision	MIDWEST
Legal Lot Number	44
Jurisdiction	COLES IL
Township / Civil Division	CHARLESTON
Census Block Group	1
Census Block	1010
Census Tract	701

Owner

44 Circle Dr is owned and occupied by an individual who bought it in June 2023.

Source: Coles County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	44 CIRCLE DR, CHARLESTON, IL 61920-2952
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST MID BANK & TRUST NA
Mar 3, 2022	Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2023 · Amount on File
Deed Sale	Jun 2, 2023 · Amount on File
Prior Sale	Mar 3, 2022 · Amount on File
Deed Document Number	2023806921
Prior Transfer Date	Feb 25, 2022
Prior Transfer Doc	0000799894
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Jun 2, 2023
Property Address	44 CIRCLE DR, CHARLESTON, IL 61920-2952
Document Number	202300806921
Instrument Date	May 25, 2023
Instrument	202300806921
Transaction Type	Transfer
Record Updated	Jun 23, 2023
Title Company	CRITES TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$113.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	44 CIRCLE DR, CHARLESTON, IL 61920-2952

Mortgage

Document Number	202300806922
Date	Jun 2, 2023
Instrument	202300806922

Lender

Name	FIRST MID BANK & TRUST NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Mar 3, 2022
Property Address	44 CIRCLE DR, CHARLESTON, IL 61920-2952
Document Number	202200799894
Instrument Date	Feb 25, 2022
Instrument	202200799894
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 CIRCLE DR, CHARLESTON, IL 61920-2952

Mortgage

Document Number	202200799895
Date	Mar 3, 2022
Instrument	202200799895

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 44 Circle Dr was $2,737.

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Charleston Township
Municipality	Charleston City
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,737.00	$37,593 Land $5,425 Building $32,168	$112,779 Land $16,275 Building $96,504
2023		$31,457 Land $4,496 Building $26,961	$94,371 Land $13,488 Building $80,883
2020	$2,764.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 44 Circle Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 Circle Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON serves 17,286 people · EPA ID IL0290100
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

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