Coles County property record for 47 Circle Dr, Charleston, IL 61920
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,404 sqft · built 1965 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,476 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-2-10395-000 |
| Primary APN | 02-2-10395-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,404 sqft Base Area |
| 1st Floor Area | 1,404 sqft |
| Basement Area | 1,404 sqft |
| Unfinished Basement | 1,404 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 115 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Cooling System | Central |
|---|
| Street Address | 47 CIRCLE DR |
|---|---|
| City | CHARLESTON |
| State | IL |
| Zip | 61920-2952 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MIDWEST PARK ANNEX LOT 47 NE 1/4 SEC 14 T12N R09E |
| Legal Range | 09E |
| Legal Township | 12N |
| Legal Section | 14 |
| Legal Subdivision | MIDWEST |
| Legal Lot Number | 47 |
| Jurisdiction | COLES IL |
| Township / Civil Division | CHARLESTON |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 701 |
47 Circle Dr is owned and occupied by an individual.
Source: Coles County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 47 CIRCLE DR, CHARLESTON, IL 61920-2952 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST MID ILLINOIS BK & TR NA |
| Jul 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST MID ILLINOIS BK & TR NA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLES IL |
| Property Address | 47 CIRCLE DR, CHARLESTON, IL 61920-2952 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2018 |
| Name | Verified Name |
|---|
| Document Number | , 201800774273 |
|---|---|
| Date | Jan 11, 2018 |
| Instrument | 201800774273 |
| Name | FIRST MID ILLINOIS BK & TR NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 1, 2038 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLES IL |
| Property Address | 47 CIRCLE DR, CHARLESTON, IL 61920-2952 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 201700771414 |
|---|---|
| Date | Jul 21, 2017 |
| Instrument | 201700771414 |
| Name | FIRST MID ILLINOIS BK & TR NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 17, 2032 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 47 Circle Dr was $2,476 with exemptions applied.
Source: Coles County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Coles County |
| County Subdivision | Charleston Township |
| Municipality | Charleston City |
| Unified School District | Charleston Community Unit School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,476.00 | $45,007 Land $5,425 Building $39,582 | $135,021 Land $16,275 Building $118,746 |
| 2023 | $37,298 Land $4,496 Building $32,802 | $111,894 Land $13,488 Building $98,406 | |
| 2020 | $2,175.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 47 Circle Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 47 Circle Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON serves 17,286 people · EPA ID IL0290100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
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