Essex County and Wenham Town property record for 48 Cherry St, Wenham, MA 01984
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,657 sqft · built 1987 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $228,000 (Mar 1993) |
| Tax Bill | $13,849 (2025) |
| Deeds & Mortgages | Oct 2020 Refinance Apr 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0018-0000-0040 |
| Primary APN | 0018-0000-0040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,657 sqft Living Area |
| Gross Area | 4,060 sqft |
| Basement Area | 1,284 sqft |
| Unfinished Basement | 1,284 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 690 |
|---|---|
| Street Address | 48 CHERRY ST |
| City | WENHAM |
| State | MA |
| Zip | 01984-1313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 40 |
| Jurisdiction | WENHAM MA |
| Township / Civil Division | WENHAM |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 216100 |
Source: Essex County and Wenham Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 48 CHERRY ST, WENHAM, MA 01984-1313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP. |
| Apr 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CHOICE LN SVCS |
| Mar 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage LEND USA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 16, 1993 · Amount on Record |
| Deed Sale | Mar 16, 1993 · Amount on Record |
| Prior Sale | Mar 24, 1987 · Amount on Record |
| Deed Book / Page | 11781 / 373 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WENHAM MA |
| Property Address | 48 CHERRY ST, WENHAM, MA 01984-1313 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39078-49 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 39078/49 |
| Instrument | 20201020002630 |
| Name | DRAPER AND KRAMER MORTGAGE CORP. |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WENHAM MA |
| Property Address | 48 CHERRY ST, WENHAM, MA 01984-1313 |
| Document Number | 37491-517 |
| Instrument Date | Apr 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 48 CHERRY ST WENHAM MA 019841313, WENHAM, MA 01984-1313 |
| Document Number | 37491-517 |
|---|---|
| Date | May 6, 2019 |
| Book Page | 037491/000517 |
| Instrument | 6004510 |
| Name | FIRST CHOICE LN SVCS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 5, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WENHAM MA |
| Property Address | 48 CHERRY ST, WENHAM, MA 01984-1313 |
| Document Number | 36625-233 |
| Instrument Date | Mar 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2018 |
| Name | Verified Name |
|---|
| Document Number | 36625-233 |
|---|---|
| Date | Apr 4, 2018 |
| Book Page | 036625/000233 |
| Instrument | 1804040020 |
| Name | LEND USA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 3, 2048 |
Source: Essex County and Wenham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Wenham Town |
| Unified School District | Hamilton-Wenham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,849.00 (+8.06%) | $891,200 (+20.64%) Land $470,400 Building $420,800 | $951,330 |
| 2023 | $12,816.00 | $738,700 Land $441,800 Building $296,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WENHAM WATER DEPT. serves 3,942 people · EPA ID MA3320000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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