Essex County and Wenham Town property record for 44 Cherry St, Wenham, MA 01984
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2.5 ba · 2,334 sqft · built 1790 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $505,000 (Oct 2003) |
| Tax Bill | $12,784 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Dec 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0018-0000-0039 |
| Primary APN | 0018-0000-0039 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,334 sqft Living Area |
| Gross Area | 3,495 sqft |
| Basement Area | 684 sqft |
| Unfinished Basement | 684 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1790 |
|---|---|
| Effective Year Built | Effective 1790 |
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,166 sqft (0.44 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 689 |
|---|---|
| Street Address | 44 CHERRY ST |
| City | WENHAM |
| State | MA |
| Zip | 01984-1313 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Lot Number | 39 |
| Jurisdiction | WENHAM MA |
| Township / Civil Division | WENHAM |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 216100 |
Source: Essex County and Wenham Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 44 CHERRY ST, WENHAM, MA 01984-1313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2026 | Deed of Trust, Mortgage CITIZENS BANK |
| Dec 14, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK OF RHODE ISLAND |
| Sep 16, 2020 | Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2003 · Amount on Record |
| Deed Sale | Oct 15, 2003 · Amount on Record |
| Deed Book / Page | 21929 / 18 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WENHAM MA |
| Property Address | 44 CHERRY ST, WENHAM, MA 01984-1313 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0043260-83 |
|---|---|
| Date | Mar 9, 2026 |
| Book Page | 43260/83 |
| Instrument | 20260309000230 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 301 Months |
| Due | Apr 1, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WENHAM MA |
| Property Address | 44 CHERRY ST, WENHAM, MA 01984-1313 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39291-433 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 39291/433 |
| Instrument | 20201214004580 |
| Name | CITIZENS BANK OF RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WENHAM MA |
| Property Address | 44 CHERRY ST, WENHAM, MA 01984-1313 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38944-511 |
|---|---|
| Date | Sep 16, 2020 |
| Book Page | 38944/511 |
| Instrument | 20200916004230 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 1, 2045 |
Source: Essex County and Wenham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Wenham Town |
| Unified School District | Hamilton-Wenham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,784.00 (+0.53%) | $799,500 (-2.3%) Land $458,300 Building $322,500 | $1,027,893 |
| 2025 | $12,716.00 (+1.66%) | $818,300 (+13.51%) Land $496,500 Building $321,800 | |
| 2023 | $12,508.00 | $720,900 Land $492,000 Building $228,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WENHAM WATER DEPT. serves 3,942 people · EPA ID MA3320000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures