Essex County and Wenham Town property record for 45 Cherry St, Wenham, MA 01984
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,842 sqft · built 1900 |
| Lot Size | 0.988 acres (43,050 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $894,000 (May 2020) |
| Tax Bill | $21,337 (2026) |
| Deeds & Mortgages | Jan 2024 Line of Credit May 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0018-0000-0024 |
| Primary APN | 0018-0000-0024 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,842 sqft Living Area |
| Gross Area | 4,893 sqft |
| Basement Area | 729 sqft |
| Unfinished Basement | 729 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,050 sqft (0.988 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 674 |
|---|---|
| Street Address | 45 CHERRY ST |
| City | WENHAM |
| State | MA |
| Zip | 01984-1334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 24 |
| Jurisdiction | WENHAM MA |
| Township / Civil Division | WENHAM |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 216100 |
Source: Essex County and Wenham Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 CHERRY ST, WENHAM, MA 01984-1334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 26, 2024 | Deed of Trust, Mortgage · Line of Credit LEADER BANK NA |
| May 28, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage US BANK NA |
| Jun 13, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Aug 7, 2017 | Quit Claim Deed, Transfer · Line of Credit SALEM FIVE CENTS SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2020 · Amount on Record |
| Deed Sale | May 28, 2020 · Amount on Record |
| Prior Sale | Jun 13, 2019 · Amount on Record |
| Deed Book / Page | 38559 / 321 |
| Prior Transfer Date | May 26, 2020 |
| Prior Transfer Doc | 38559-321 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WENHAM MA |
| Property Address | 45 CHERRY ST, WENHAM, MA 01984-1334 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0041964-75 |
|---|---|
| Date | Jan 26, 2024 |
| Book Page | 41964/75 |
| Instrument | 20240126003250 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WENHAM MA |
| Recording Date | May 28, 2020 |
| Property Address | 45 CHERRY ST, WENHAM, MA 01984-1334 |
| Document Number | 38559-321 |
| Book / Page | 38559 / 321 |
| Instrument Date | May 26, 2020 |
| Instrument | 20200528004890 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 CHERRY ST, WENHAM, MA 01984-1334 |
| Document Number | 200528004900 |
|---|---|
| Date | May 28, 2020 |
| Instrument | 200528004900 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Jun 1, 2030 |
| Max Rate At Change | 2.75% |
| Index | 1-Year CMT |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WENHAM MA |
| Recording Date | Jun 13, 2019 |
| Property Address | 45 CHERRY ST, WENHAM, MA 01984-1334 |
| Document Number | 37582-313 |
| Book / Page | 037582 / 000313 |
| Instrument Date | Jun 7, 2019 |
| Instrument | 190613960 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,648.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 45 CHERRY ST WENHAM MA 019841334, WENHAM, MA 01984-1334 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WENHAM MA |
| Recording Date | Aug 7, 2017 |
| Property Address | 45 CHERRY ST, WENHAM, MA 01984-1334 |
| Document Number | 36080-125 |
| Book / Page | 36080 / 125 |
| Instrument | 104 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $90.37 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 CHERRY ST, WENHAM, MA 01984-1334 |
| Document Number | 36080-128 |
|---|---|
| Date | Aug 7, 2017 |
| Book Page | 36080/128 |
| Instrument | 105 |
| Name | SALEM FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 1, 2037 |
Source: Essex County and Wenham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Wenham Town |
| Unified School District | Hamilton-Wenham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $21,337.00 (-0.3%) | $1,334,400 (-3.11%) Land $515,100 Building $798,100 | $1,419,361 (+15.29%) |
| 2025 | $21,402.00 (+17.3%) | $1,377,200 (+30.96%) Land $557,900 Building $819,300 | $1,231,105 |
| 2023 | $18,245.00 | $1,051,600 Land $538,300 Building $513,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1979–1982) |
| Most Recent Claim | Jun 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WENHAM WATER DEPT. serves 3,942 people · EPA ID MA3320000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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