Warren County and Lake Luzerne Town property record for 48 Chatel St, Lake Luzerne, NY 12846
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,532 sqft · built 1991 |
| Lot Size | 1.44 acres (62,726 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $360,000 (Nov 2015) |
| Tax Bill | $6,781 (2026) |
| APN | 523200 292.12-1-19 |
| Primary APN | 523200 292.12-1-19 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,532 sqft Living Area |
| 1st Floor Area | 1,512 sqft |
| Upper Floors Area | 540 sqft |
| Basement Area | 480 sqft |
| Finished Basement | 480 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Lot Area | 62,726 sqft (1.44 acres) |
| Lot Dimensions | 200 ft deep x 200 ft wide |
| Garage Type | Basement |
| Porch | Slab |
| Porch Area | 24 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 48 CHATEL ST |
|---|---|
| City | LAKE LUZERNE |
| State | NY |
| Zip | 12846-3402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HR |
| Legal Description | RES. 18.-3-55 |
| Legal Block | 1 |
| Legal Lot Number | 19.000 |
| Jurisdiction | WARREN NY |
| Township / Civil Division | LAKE LUZERNE |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 71000 |
Source: Warren County and Lake Luzerne Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 550 SNAKE HILL RD, POESTENKILL, NY 12140-3321 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 12, 2015 · Amount on Record |
| Deed Sale | Nov 12, 2015 · Amount on Record |
| Prior Sale | Oct 1, 2013 · Amount on Record |
| Deed Book / Page | 5263 / 35 |
| Last Transfer Date | Dec 11, 2024 |
| Transfer Doc | 0070230293 |
| Record Updated | Oct 29, 2026 |
Source: Warren County and Lake Luzerne Town assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Warren County |
| County Subdivision | Lake Luzerne Town |
| Unified School District | Hadley-Luzerne Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,781.00 (+4.9%) | ||
| 2025 | $6,464.00 | $306,000 (-) Land $58,000 Building $248,000 | $518,600 (+10.15%) Land $98,297 Building $420,303 |
| 2024 | $306,000 (-) Land $58,000 Building $248,000 | $470,800 (+13.86%) Land $89,237 Building $381,563 | |
| 2023 | $306,000 Land $58,000 Building $248,000 | $413,500 Land $78,376 Building $335,124 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 9 (1979–2019) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Oct 2019 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE LUZERNE WATER DISTRICT serves 2,500 people · EPA ID NY5600108 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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