Warren County and Lake Luzerne Town property record for 15 Chatel St, Lake Luzerne, NY 12846
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,422 sqft · built 1992 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,365 (2026) |
| APN | 523200 292.12-1-7 |
| Primary APN | 523200 292.12-1-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,422 sqft Living Area |
| 1st Floor Area | 1,032 sqft |
| Upper Floors Area | 390 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 26,572 sqft (0.61 acres) |
| Lot Dimensions | 168 ft deep x 145 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,440 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 96 sqft |
| Shed | 1 Shed |
| Shed Area | 260 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 15 CHATEL ST |
|---|---|
| City | LAKE LUZERNE |
| State | NY |
| Zip | 12846-3400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HR |
| Legal Description | 18.-3-44 |
| Legal Block | 1 |
| Legal Lot Number | 7.000 |
| Jurisdiction | WARREN NY |
| Township / Civil Division | LAKE LUZERNE |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 71000 |
Source: Warren County and Lake Luzerne Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15 CHATEL ST, LAKE LUZERNE, NY 12846-3400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Warren County and Lake Luzerne Town assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Warren County |
| County Subdivision | Lake Luzerne Town |
| Unified School District | Hadley-Luzerne Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,365.00 (+4.88%) Homeowner's exemption | ||
| 2025 | $4,162.00 | $197,000 (-) Land $27,500 Building $169,500 | $333,900 (+25.43%) Land $46,610 Building $287,290 |
| 2023 | $197,000 Land $27,500 Building $169,500 | $266,200 Land $37,160 Building $229,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 9 (1979–2019) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Oct 2019 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE LUZERNE WATER DISTRICT serves 2,500 people · EPA ID NY5600108 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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