38 Chatel St, Lake Luzerne, NY 12846 Property Records

Warren County and Lake Luzerne Town property record for 38 Chatel St, Lake Luzerne, NY 12846 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,534 sqft · built 1985
Lot Size	1.16 acres (50,530 sqft)
Owner	2 Individual Names on File
Last Sale	$363,000 (Jul 2024)
Tax Bill	$4,119 (2025)
Deeds & Mortgages	Aug 2019 Foreclosure
APN	`523200 292.12-1-20`

Property Details

APN / Parcel Number

Primary APN	`523200 292.12-1-20`
Alternative APN	`320029201200010200000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,534 sqft Living Area
1st Floor Area	780 sqft
Upper Floors Area	390 sqft
Basement Area	364 sqft
Finished Basement	364 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1993
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	50,530 sqft (1.16 acres)
Garage Type	Basement
Porch	Slab
Porch Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	38 CHATEL ST
City	LAKE LUZERNE
State	NY
Zip	12846-3402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RES 18.-3-54
Legal Block	1
Legal Lot Number	20.000
Jurisdiction	WARREN NY
Township / Civil Division	LAKE LUZERNE
Census Block Group	2
Census Block	2020
Census Tract	71000

Owner

Source: Warren County and Lake Luzerne Town records · APN 523200 292.12-1-20

Assessment roll updated April 27, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	15 GREENWAY DR, SCHENECTADY, NY 12302-3605
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 31, 2024 · Amount on Record
Deed Sale	Jul 31, 2024 · Amount on Record
Prior Sale	Aug 21, 2019 · Amount on Record
Deed Document Number	20243697
Deed Book / Page	6957 / 11
Record Updated	Jun 08, 2026

August 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WARREN NY
Recording Date	Aug 21, 2019
Property Address	38 CHATEL ST, LAKE LUZERNE, NY 12846-3402
Document Number	0000005090
Book / Page	005976 / 000250
Instrument Date	Aug 13, 2019
Instrument	5090
Transaction Type	Foreclosure
Record Updated	Sep 12, 2019
Title Company	CLOSING USA LLC

Transaction

Amount	Amount Recorded
Tax	$567.20
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	3701 REGENT BLVD IRVING TX 750632312, IRVING, TX 75063-2312
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Warren County and Lake Luzerne Town records · Assessment roll updated April 27, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Warren County
County Subdivision	Lake Luzerne Town
Unified School District	Hadley-Luzerne Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,119.00	$195,000 (-) Land $42,000 Building $153,000	$330,500 (+25.43%) Land $71,185 Building $259,315
2023		$195,000 (-) Land $42,000 Building $153,000	$263,500 (+16.21%) Land $56,754 Building $206,746
2022		$195,000 Land $42,000 Building $153,000	$226,750 Land $48,838 Building $177,912

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361130710002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records
Flood Insurance Cost	Premium on Record median of 14 individual NFIP policies nearby
Nearby Flood Policies	14 in force 7 of 14 on primary residences
Nearby Flood Claims	9 (1979–2019)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Oct 2019, other causes, Severe Storms, Straight-line Winds, And Flooding

Wildfire

Wildfire Risk	Low above 7% of the US · above 11% of New York
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.