Erie County and Lancaster Town property record for 48 Cedarbrook Dr, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,858 sqft · built 2002 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $435,000 (Oct 2023) |
| Tax Bill | $3,267 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145289 94.17-2-56 |
| Primary APN | 145289 94.17-2-56 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,858 sqft Living Area |
| 1st Floor Area | 982 sqft |
| 2nd Floor Area | 876 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,988 sqft (0.39 acres) |
| Lot Dimensions | 207 ft deep x 79.8 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 48 CEDARBROOK DR |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-1436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | MC 2633 SL 159 |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 2 |
| Legal Lot Number | 56.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 14208 |
Source: Erie County and Lancaster Town records, as of May 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 48 CEDARBROOK DR, LANCASTER, NY 14086-1436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 11, 2023 | Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA |
| Jul 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC |
| Apr 6, 2018 | Warranty Deed, Transfer · Conventional Mortgage FAIRPORT SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2023 · Amount on Record |
| Deed Sale | Oct 11, 2023 · Amount on Record |
| Prior Sale | Apr 6, 2018 · Amount on Record |
| Deed Document Number | 2023175988 |
| Deed Book / Page | 11422 / 8822 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Oct 11, 2023 |
| Property Address | 48 CEDARBROOK DR, LANCASTER, NY 14086-1436 |
| Document Number | 0114228822 |
| Book / Page | 11422 / 8822 |
| Instrument Date | Oct 2, 2023 |
| Instrument | 2023175988 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,740.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 48 CEDARBROOK DR, LANCASTER, NY 14086-1436 |
| Name | Verified Name |
|---|---|
| Address | 48 CEDARBROOK DR, LANCASTER, NY 14086-1436 |
| Document Number | 0141066513 |
|---|---|
| Date | Oct 11, 2023 |
| Instrument | 14106/6513 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 48 CEDARBROOK DR, LANCASTER, NY 14086-1436 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 48 CEDARBROOK DR, LANCASTER, NY 14086-1436 |
| Document Number | 0140030039 |
|---|---|
| Date | Jul 6, 2021 |
| Book Page | 14003/39 |
| Instrument | 2021129565 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | JACKSONVILLE, FL 32256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 134 Months |
| Due | Sep 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Apr 6, 2018 |
| Property Address | 48 CEDARBROOK DR, LANCASTER, NY 14086-1436 |
| Document Number | 0113277602 |
| Book / Page | 11327 / 7602 |
| Map Reference | MAP2633 |
| Instrument Date | Apr 5, 2018 |
| Instrument | 2018066843 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,142.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 48 CEDARBROOK DR, 48, LANCASTER, NY 14086-1436 |
| Name | Verified Name |
|---|---|
| Address | 4140 COVENTRY GREEN CIR, BUFFALO, NY 14221-7235 |
| Document Number | 2018066844 |
|---|---|
| Date | Apr 6, 2018 |
| Instrument | 2018066844 |
| Name | FAIRPORT SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2033 |
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,267.00 (-50.64%) | $238,000 (-) Land $70,000 Building $168,000 | $371,875 (+12.48%) Land $109,375 Building $262,500 |
| 2024 | $6,619.00 | $238,000 (-) Land $70,000 Building $168,000 | $330,600 (+4.19%) Land $97,235 Building $233,365 |
| 2023 | $238,000 (-) Land $70,000 Building $168,000 | $317,300 (+15.97%) Land $93,324 Building $223,976 | |
| 2022 | $238,000 Land $70,000 Building $168,000 | $273,600 Land $80,471 Building $193,129 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1979–1981) |
| Most Recent Claim | Feb 1981 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA LANCASTER serves 29,018 people · EPA ID NY1400421 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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