Bergen County and Upper Saddle River Borough property record for 48 Brook Rd, Upper Saddle River, NJ 07458
| Property Type | Vacant Land |
|---|---|
| Details | 2,262 sqft · built 1961 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $4,200,000 (Jul 2026) |
| Tax Bill | $8,013 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Feb 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-00210-0000-00003 |
| Primary APN | 63-00210-0000-00003 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,262 sqft Living Area |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 37,462 sqft (0.86 acres) |
| Account Number | 019200 |
|---|---|
| Street Address | 48 BROOK RD |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-1206 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | R1 |
| Legal Description | .860 AC |
| Legal Subdivision | BROOKVIEW ACRES |
| Legal Block | 210 |
| Legal Lot Number | 3 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 53202 |
Source: Bergen County and Upper Saddle River Borough records, as of August 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 48 BROOK RD, UPPER SADDLE RIVER, NJ 07458-1206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Jul 9, 2026 | Deed, Transfer · Conventional Mortgage CONNECTONE BANK |
| Feb 26, 2025 | Deed, Transfer · Commercial Mortgage UNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2026 · Amount on Record |
| Deed Sale | Jul 9, 2026 · Amount on Record |
| Prior Sale | Feb 26, 2025 · Amount on Record |
| Deed Document Number | 202646430 |
| Deed Book / Page | 5842 / 1777 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 9, 2026 |
| Property Address | 48 BROOK RD, UPPER SADDLE RIVER, NJ 07458-1206 |
| Document Number | 0000046430 |
| Book / Page | 5842 / 1777 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 202646430 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2026 |
| Title Company | WESTCOR LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,484,700.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48 BROOK RD, UPPER SADDLE RIVER, NJ 07458-1206 |
| Document Number | 0000046431, |
|---|---|
| Date | Jul 9, 2026 |
| Book Page | 5842/1785 |
| Instrument | 202646431 |
| Name | CONNECTONE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 26, 2025 |
| Property Address | 48 BROOK RD, UPPER SADDLE RIVER, NJ 07458-1206 |
| Document Number | 0054371318 |
| Book / Page | 5437 / 1318 |
| Instrument Date | Nov 6, 2024 |
| Instrument | 2025013537 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | UNKNOWN, CONNECT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $7,040.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 459 BLUE HILL TER, FRANKLIN LAKES, NJ 07417-2506 |
| Name | Verified Name |
|---|---|
| Address | 12-01 RIVER RD, FAIR LAWN, NJ 07410-1883 |
| Document Number | 2025013538 |
|---|---|
| Date | Feb 26, 2025 |
| Instrument | 2025013538 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $309,400 (-) Land $309,400 | $309,400 (-) Land $309,400 | |
| 2025 | $8,013.00 (-29.75%) Veteran's exemption | $309,400 (-30.94%) Land $309,400 | $309,400 (-30.94%) Land $309,400 |
| 2024 | $11,406.00 (+5.33%) | ||
| 2023 | $448,000 Land $309,400 Building $138,600 | $448,000 Land $309,400 Building $138,600 | |
| 2022 | $10,829.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 6 (2011–2024) |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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