44 Brook Rd, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 44 Brook Rd, Upper Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	2,071 sqft · built 1977
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Individual Names on Record
Last Sale	$620,000 (Aug 2020)
Tax Bill	$14,760 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`63-00210-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`63-00210-0000-00004`
Alternative APNs	`630021000004` `019300`

Interior

Stories	1 Story
Building Area	2,071 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	37,462 sqft (0.86 acres)

Location & Zoning

Account Number	019300
Street Address	44 BROOK RD
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-1206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.860 AC
Legal Subdivision	BROOKVIEW ACRES
Legal Block	210
Legal Lot Number	4
Jurisdiction	BERGEN NJ
Township / Civil Division	UPPER SADDLE RIVER
Census Block Group	1
Census Block	1010
Census Tract	53202

Owner

Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44 BROOK RD, UPPER SADDLE RIVER, NJ 07458-1206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2020 · Amount on Record
Deed Sale	Aug 12, 2020 · Amount on Record
Deed Document Number	202073219
Deed Book / Page	3666 / 1271
Record Updated	Sep 20, 2026

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 12, 2020
Property Address	44 BROOK RD, UPPER SADDLE RIVER, NJ 07458-1206
Document Number	0036661271
Book / Page	3666 / 1271
Instrument Date	Jul 2, 2020
Instrument	20-073219
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	A ABSOLUTE SETTLEMENT CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,511.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 E 86TH ST # ST27F, 201, NEW YORK, NY 10028-3023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 RAIFF RD, SADDLE RIVER, NJ 07458

Mortgage

Document Number	20073220
Date	Aug 12, 2020
Instrument	20-073220

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$569,900 (-) Land $309,400 Building $260,500	$569,900 (-) Land $309,400 Building $260,500
2025	$14,760.00 (+1.73%)	$569,900 (-) Land $309,400 Building $260,500	$569,900 (-) Land $309,400 Building $260,500
2024	$14,509.00 (+2.95%)
2023		$569,900 Land $309,400 Building $260,500	$569,900 Land $309,400 Building $260,500
2022	$14,093.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	6 (2011–2024)
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20