39 Brook Rd, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 39 Brook Rd, Upper Saddle River, NJ 07458

Property Summary

Property TypeSingle Family Home
Details5,669 sqft · built 2004
Lot Size0.98 acres (42,689 sqft)
Owner2 Individual Names on Record
Last Sale$1,328,250 (Oct 2022)
Tax Bill$28,490 (2025)
Deeds & MortgagesJan 2023 Second Mortgage
Oct 2022 Sale & Second Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN63-00207-0000-00027

Property Details

APN / Parcel Number

Primary APN63-00207-0000-00027
Alternative APNs
  • 630020700027
  • 018700

Interior

Building Area5,669 sqft Living Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area42,689 sqft (0.98 acres)

Location & Zoning

Account Number018700
Street Address39 BROOK RD
CityUPPER SADDLE RIVER
StateNJ
Zip07458-1203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description.980 AC
Legal SubdivisionBROOKVIEW ACRES
Legal Block207
Legal Lot Number27
JurisdictionBERGEN NJ
Township / Civil DivisionUPPER SADDLE RIVER
Census Block Group1
Census Block1011
Census Tract53202

Owner

Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address295 LINCOLN AVE, RIDGEWOOD, NJ 07450-4909
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
TD BANK NA
Oct 24, 2022Redemption Deed, Transfer · Stand-Alone Second Mortgage
TD BANK NA
Oct 24, 2022Special Warranty Deed, Transfer · Conventional Mortgage
TD BANK NA
Mar 8, 2022Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 24, 2022 · Amount on Record
Deed SaleOct 24, 2022 · Amount on Record
Prior SaleMar 8, 2022 · Amount on Record
Deed Document Number2022102470
Deed Book / Page4843 / 1356
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address39 BROOK RD, UPPER SADDLE RIVER, NJ 07458-1203
Transaction TypeMortgage
Record UpdatedFeb 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0049001820
DateJan 10, 2023
Book Page4900/1820
Instrument2023002616
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term359 Months
DueDec 5, 2052

October 2022: Redemption Deed, Transfer

Document TypeRedemption Deed
JurisdictionBERGEN NJ
Recording DateOct 24, 2022
Property Address39 BROOK RD, UPPER SADDLE RIVER, NJ 07458-1203
Document Number0048431350
Book / Page4843 / 1350
Instrument DateSep 9, 2022
Instrument2022102468
Transaction TypeTransfer
Record UpdatedFeb 27, 2023
Title CompanyREALSAFE TITLE LLC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRedemption Amount

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0048431377
DateOct 24, 2022
Book Page4843/1377
Instrument2022102472
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term359 Months
DueSep 26, 2052

October 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionBERGEN NJ
Recording DateOct 24, 2022
Property Address39 BROOK RD, UPPER SADDLE RIVER, NJ 07458-1203
Document Number0048431356
Book / Page4843 / 1356
Instrument DateSep 9, 2022
Instrument2022102470
Transaction TypeTransfer
Record UpdatedFeb 27, 2023
Title CompanyREALSAFE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$26,832.35
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7105 CORPORATE DR, PLANO, TX 75024-4100

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address295 LINCOLN AVE, RIDGEWOOD, NJ 07450-4909

Mortgage

Document Number2022102471
DateOct 24, 2022
Instrument2022102471
Lender
NameTD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.25%
Type Change DateOct 1, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change9.25%
IndexOther
Margin3
Max Rate9.25%

March 2022: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionBERGEN NJ
Recording DateMar 8, 2022
Property Address39 BROOK RD, UPPER SADDLE RIVER, NJ 07458-1203
Document Number0046101162
Book / Page4610 / 1162
Instrument DateFeb 11, 2022
Instrument2022028962
Transaction TypeForeclosure
Record UpdatedFeb 27, 2023

Transaction

AmountAmount Recorded
Tax$462.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address100 N TRYON ST, CHARLOTTE, NC 28202-2135

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityUpper Saddle River Borough
Secondary School DistrictNorthern Highlands Regional School District (09 - 12)
Elementary School DistrictUpper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,100,000 (-) Land $354,200 Building $745,800$1,100,000 (-) Land $354,200 Building $745,800
2025$28,490.00 (+1.73%)$1,100,000 (-25.81%) Land $354,200 Building $745,800$1,100,000 (-25.81%) Land $354,200 Building $745,800
2024$28,006.00 (-23.61%)
2023$1,482,600 Land $354,200 Building $1,128,400$1,482,600 Land $354,200 Building $1,128,400
2022$36,664.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims6 (2011–2024)
Most Recent ClaimJan 2024 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 89% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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