4754 SE Manatee Cove Rd, Stuart, FL 34997 Property Records

Martin County property record for 4754 SE Manatee Cove Rd, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,074 sqft · built 2003
Lot Size	0.333 acres (14,505 sqft)
Owner	2 Trust Names on File
Last Sale	$143,700 (Jun 2023)
Tax Bill	$10,862 (2025)
Deeds & Mortgages	Jun 2023 Sale Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49-38-41-002-000-0006.2-0-0000`

Property Details

APN / Parcel Number

Primary APN	`49-38-41-002-000-0006.2-0-0000`
Alternative APNs	`49-38-41-002-000-00062-0` `138880`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,074 sqft Living Area
Gross Area	2,860 sqft
1st Floor Area	2,074 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,505 sqft (0.333 acres)
Garage Type	Attached
Garage Area	786 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	360 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	138880
Street Address	4754 SE MANATEE COVE RD
City	STUART
State	FL
Zip	34997-2300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	DECKERS UNINCLUDED THE SLY 146 OF THE NLY 350 OF LOT 6 (MEASURED ALG COVE RD) AS IN DB 66/347
Legal Range	41E
Legal Township	38S
Legal Section	49
Legal Subdivision	DECKERS
Legal Block	2
Legal Lot Number	6
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2003
Census Tract	1302

Owner

4754 SE Manatee Cove Rd is held in a trust since June 2023.

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	4620 SE DENNIS WAY, STUART, FL 34997-1948
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Warranty Deed, Transfer
Jul 31, 2019	Warranty Deed, Transfer · Conventional Mortgage STEARNS LNDG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2023 · Amount on File
Deed Sale	Jun 6, 2023 · Amount on File
Prior Sale	Jul 18, 2016 · Amount on File
Deed Document Number	20233019630
Deed Book / Page	3378 / 1661
Prior Transfer Date	Jul 23, 2015
Prior Transfer Doc	0027981549
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jun 6, 2023
Property Address	4754 SE MANATEE COVE RD, STUART, FL 34997-2300
Document Number	0033781661
Book / Page	3378 / 1661
Instrument Date	May 26, 2023
Instrument	3019630
Transaction Type	Transfer
Record Updated	Jun 30, 2023

Transaction

Amount	Amount on Record
Tax	$1,005.90
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4620 SE DENNIS WAY, STUART, FL 34997-1948

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jul 31, 2019
Property Address	4754 SE MANATEE COVE RD, STUART, FL 34997-2300
Document Number	0030740573
Book / Page	003074 / 000573
Instrument Date	Jul 30, 2019
Instrument	2767716
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4754 SE MANATEE COVE RD STUART FL 349972300, STUART, FL 34997-2300

Mortgage

Document Number	30740575
Date	Jul 31, 2019
Book Page	003074/000575
Instrument	2767717

Lender

Name	STEARNS LNDG LLC
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4754 SE Manatee Cove Rd was $10,862, up 6.1% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,862.00 (+6.12%)	$651,830	$675,570 Land $250,000 Building $425,570
2024	$10,236.00 (+6.64%)
2023	$9,599.00 (+74.62%)	$538,703 (+55.23%)	$571,650 (+16.73%) Land $210,000 Building $361,650
2022	$5,497.00 Homeowner's exemption	$347,039	$489,730 Land $205,000 Building $284,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4754 SE Manatee Cove Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	70 units insured incl. 36 condo units
Nearby Flood Claims	20 (1982–2021)
Claims Outside the SFHA	3 of 20
Most Recent Claim	Aug 2021 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4754 SE Manatee Cove Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Blue Stream.

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