4790 Second St, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 4790 Second St, Cheboygan, MI 49721 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1970
Square Footage961 sqft Building Perimeter
Lot Size10,019 sqft (0.23 acres)
OccupancyOwner Occupied
Last Sale$150,000 (2017)
Tax Bill$1,950.00 (2025)

Property Details

APN / Parcel Number

Primary APN140-008-100-013-00

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area961 sqft Building Perimeter
1st Floor961 sqft 1st Floor
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Lot Area10,019 sqft (0.23 acres)
Garage Area816 sqft Garage

Location & Zoning

Street Address4790 SECOND ST
CityCHEBOYGAN
StateMI
Zip49721-9223
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOM AT SE COR GOVT LOT 1, SEC 8, T36N,R1W; TH S 89D 30M W ALG C/L OF CENTER ST 792.25FT; TH N 00D 41M W ALG ELY R/W OF SECOND
Legal Range01W
Legal Township001
Legal Section08
Legal SubdivisionS8T36NR1W
Legal Lot Number1
JurisdictionCHEBOYGAN MI
Minor Civil DivisionALOHA
Census Blockgroup2
Census Block2024
Census Tract960401

Owner

Source: Cheboygan County records · APN 140-008-100-013-00

Assessment roll updated June 16, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4790 SECOND ST, CHEBOYGAN, MI 49721-9223
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS NATIONAL BANK OF CHEBOYGAN
Oct 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS NATIONAL BANK OF CHEBOYGAN
May 03, 2017Warranty Deed, Transfer
CITIZENS NATIONAL BANK OF CHEBOYGAN
May 03, 2017Warranty Deed, Transfer
May 03, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 03, 2017 · Amount on Record
Deed SaleMay 03, 2017 · Amount on Record
Prior SaleMay 03, 2017 · Amount on Record
Deed Book / Page1332 / 53
Prior Transfer DateOct 11, 2012
Prior Transfer Doc001214/762
Record RefreshedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEBOYGAN MI
Property Address4790 SECOND ST, CHEBOYGAN, MI 49721-9223
Transaction TypeMortgage
Record UpdatedJan 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4790 SECOND ST, CHEBOYGAN, MI 49721-9223

Mortgage

Document Number0000001427/0000000673
DateOct 13, 2020
Book Page0000001427/0000000673
Lender
NameCITIZENS NATIONAL BANK OF CHEBOYGAN
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 01, 2035

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEBOYGAN MI
Property Address4790 SECOND ST, CHEBOYGAN, MI 49721-9223
Transaction TypeMortgage
Record UpdatedJan 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4790 2ND ST, CHEBOYGAN, MI 49721-9223

Mortgage

Document Number0000001427/0000000673
DateOct 13, 2020
Book Page0000001427/0000000673
Lender
NameCITIZENS NATIONAL BANK OF CHEBOYGAN
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 01, 2035

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEBOYGAN MI
Recording DateMay 03, 2017
Property Address4790 SECOND ST, CHEBOYGAN, MI 49721-9223
Document Number01332/0027
Book / Page1332 / 0027
Instrument DateMay 01, 2017
Transaction TypeTransfer
Record UpdatedJan 20, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4790 SECOND ST, CHEBOYGAN, MI 49721-9223

Transferred To (Grantee/Buyer)

NameVerified Name
Address4790 2ND ST, CHEBOYGAN, MI 49721-9223

Mortgage

Document Number01332/0035
DateMay 03, 2017
Book Page1332/0035
Lender
NameCITIZENS NATIONAL BANK OF CHEBOYGAN
AddressCHEBOYGAN, MI 49721
Agreement
AmountAmount Recorded
Term360 Months
DueMay 01, 2047

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEBOYGAN MI
Recording DateMay 03, 2017
Property Address4790 2ND ST, CHEBOYGAN, MI 49721-9223
Document Number01332/0053
Book / Page1332 / 0053
Instrument DateMay 19, 2016
Transaction TypeTransfer
Record UpdatedJun 16, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1439 LINDBURGH LN, 1439, CHEBOYGAN, MI 49721-8468

Transferred To (Grantee/Buyer)

NameVerified Name
Address4790 2ND ST, CHEBOYGAN, MI 49721-9223

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEBOYGAN MI
Recording DateMay 03, 2017
Property Address4790 SECOND ST, CHEBOYGAN, MI 49721-9223
Document Number01332/0053
Book / Page1332 / 0053
Instrument DateMay 19, 2016
Transaction TypeTransfer
Record UpdatedJan 20, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1439 LINDBURGH LN, CHEBOYGAN, MI 49721-8468

Transferred To (Grantee/Buyer)

NameVerified Name
Address4790 2ND ST, CHEBOYGAN, MI 49721-9223

Tax Assessment & Valuation

Source: Cheboygan County records · Assessment roll updated June 16, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyCheboygan County
County SubdivisionAloha Township
Unified School DistrictCheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$103,400 (+22.8%)$206,800 (+22.8%)
2025$1,950.00 (+2.79%)$84,200 (+25.48%)$168,400 (+25.48%)
2024$1,897.00 (+8.77%)
2023$67,100$134,200
2022$1,744.00

Flood & Wildfire

4790 Second St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Cheboygan County (26031C), updated July 20, 2022

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 52nd in Michigan
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Second St

Nearby Streets

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