Cheboygan County property record for 4701 Second St, Cheboygan, MI 49721
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,840 sqft · built 1990 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $145,000 (Jun 2019) |
| Tax Bill | $2,022 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Jul 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-A01-009-001-00 |
| Primary APN | 140-A01-009-001-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,840 sqft Living Area |
| 1st Floor Area | 800 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Multi-Family |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Width | 100 ft Width |
| Garage Area | 1,200 sqft |
| Street Address | 4701 SECOND ST |
|---|---|
| City | CHEBOYGAN |
| State | MI |
| Zip | 49721-9223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT OF VILLAGE OF ALOAH, LOTS 1 & 2, BLK 9. **AND** N1/2 OF VAC ALLEY RUNNING WITH SD LOTS. (SEC 8, T36N,R1W) |
| Legal Range | 01W |
| Legal Township | 036 |
| Legal Section | 08 |
| Legal Subdivision | PLAT OF VILLAGE OF ALOAH |
| Legal Lot Number | 1-2 |
| Jurisdiction | CHEBOYGAN MI |
| Township / Civil Division | ALOHA |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 960401 |
4701 Second St is owned and occupied by two individuals who bought it in June 2019.
Source: Cheboygan County records, as of June 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4701 SECOND ST, CHEBOYGAN, MI 49721-9223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 16, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE |
| Jul 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS |
| Nov 27, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE |
| Jul 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS |
| Feb 16, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE |
| Nov 27, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE |
| Jun 20, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage PRIVATE MORTGAE WHOLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2019 · Amount on File |
| Deed Sale | Jun 20, 2019 · Amount on File |
| Prior Sale | Aug 30, 2002 · Amount on File |
| Deed Book / Page | 1387 / 634 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 4701 SECOND ST, CHEBOYGAN, MI 49721-9223 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4701 SECOND ST, CHEBOYGAN, MI 49721-9223 |
| Document Number | 0000001502/0000000458 |
|---|---|
| Date | Feb 16, 2023 |
| Book Page | 0000001502/0000000458 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 4701 SECOND ST, CHEBOYGAN, MI 49721-9223 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4701 SECOND ST, CHEBOYGAN, MI 49721-9223 |
| Document Number | 0000001455/0000000378 |
|---|---|
| Date | Jul 13, 2021 |
| Book Page | 0000001455/0000000378 |
| Name | QUICKEN LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 4701 SECOND ST, CHEBOYGAN, MI 49721-9223 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4701 SECOND ST, CHEBOYGAN, MI 49721-9223 |
| Document Number | 0000001543/0000000839 |
|---|---|
| Date | Nov 27, 2024 |
| Book Page | 0000001543/0000000839 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 4701 SECOND ST, CHEBOYGAN, MI 49721-9223 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4701 2ND ST, CHEBOYGAN, MI 49721-9223 |
| Document Number | 0000001455/0000000378 |
|---|---|
| Date | Jul 13, 2021 |
| Book Page | 0000001455/0000000378 |
| Name | QUICKEN LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 4701 SECOND ST, CHEBOYGAN, MI 49721-9223 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4701 2ND ST, CHEBOYGAN, MI 49721-9223 |
| Document Number | 0000001502/0000000458 |
|---|---|
| Date | Feb 16, 2023 |
| Book Page | 0000001502/0000000458 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 4701 SECOND ST, CHEBOYGAN, MI 49721-9223 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4701 SECOND ST, CHEBOYGAN, MI 49721-9223 |
| Document Number | 0000001543/0000000839 |
|---|---|
| Date | Nov 27, 2024 |
| Book Page | 0000001543/0000000839 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Jun 20, 2019 |
| Property Address | 4701 SECOND ST, CHEBOYGAN, MI 49721-9223 |
| Document Number | 001387/634 |
| Book / Page | 1387 / 634 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | TALON GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9000 CEDARHURST DR, CHEBOYGAN, MI 49721-8636 |
| Document Number | 0001387636 |
|---|---|
| Date | Jun 20, 2019 |
| Instrument | 1387/636 |
| Name | PRIVATE MORTGAE WHOLE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 4701 Second St was $2,022 with a homeowner's exemption, up 3% from the year before.
Source: Cheboygan County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cheboygan County |
| County Subdivision | Aloha Township |
| Unified School District | Cheboygan Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $144,700 (+24.31%) | $289,400 (+24.31%) | |
| 2025 | $2,022.00 (+2.95%) Homeowner's exemption | $116,400 | $232,800 |
| 2024 | $1,964.00 | ||
| 2023 | $91,400 | $182,800 | |
| 2022 | $1,822.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4701 Second St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Apr 2026 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4701 Second St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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