Cheboygan County property record for 4686 Second St, Cheboygan, MI 49721
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · built 1925 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $56,000 (Sep 2018) |
| Tax Bill | $278 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Sep 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-A01-008-005-00 |
| Primary APN | 140-A01-008-005-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Lot Area | 10,019 sqft (0.23 acres) |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 4686 SECOND ST |
|---|---|
| City | CHEBOYGAN |
| State | MI |
| Zip | 49721-9223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT OF VILLAGE OF ALOAH, N 50FT OF LOT 5, BLK 8. **AND** VAC ALLEY ADJ TO SD LOT. **AND** BEG NE COR LOT 5, BLK 8; TH N 89D |
| Legal Range | 01W |
| Legal Township | 005 |
| Legal Section | 08 |
| Legal Subdivision | PLAT OF VILLAGE OF ALOAH |
| Legal Lot Number | 5 |
| Jurisdiction | CHEBOYGAN MI |
| Township / Civil Division | ALOHA |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 960401 |
Source: Cheboygan County records, as of June 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3083 US 23, CHEBOYGAN, MI 49721-8925 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GREENSTONE FARM CREDIT SERVICES |
| Sep 25, 2018 | Deed of Trust, Mortgage QUICKEN LOAN INC |
| Sep 25, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 25, 2018 · Amount on Record |
| Deed Sale | Sep 25, 2018 · Amount on Record |
| Prior Sale | Feb 5, 2008 · Amount on Record |
| Deed Book / Page | 1369 / 530 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 4686 2ND ST, CHEBOYGAN, MI 49721-9223 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3083 US 23, CHEBOYGAN, MI 49721-8925 |
| Document Number | 0000001449/0000000909 |
|---|---|
| Date | May 19, 2021 |
| Book Page | 0000001449/0000000909 |
| Name | GREENSTONE FARM CREDIT SERVICES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 4686 2ND ST, CHEBOYGAN, MI 49721-9223 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000001369/0000000532 |
|---|---|
| Date | Sep 25, 2018 |
| Book Page | 0000001369/0000000532 |
| Name | QUICKEN LOAN INC |
|---|---|
| Type | Lending Institution |
| Amount | Amount Recorded |
|---|---|
| Term | 352 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Sep 25, 2018 |
| Property Address | 4686 2ND ST, CHEBOYGAN, MI 49721-9223 |
| Document Number | 001369/530 |
| Book / Page | 1369 / 530 |
| Instrument Date | Sep 20, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3083 US 23, CHEBOYGAN, MI 49721-8925 |
Source: Cheboygan County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cheboygan County |
| County Subdivision | Aloha Township |
| Unified School District | Cheboygan Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,700 (+38.1%) | $17,400 (+38.1%) | |
| 2025 | $278.00 (+9.88%) | ||
| 2023 | $6,300 | $12,600 | |
| 2022 | $253.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Apr 2026 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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