479 Rose Ln, Toccoa, GA 30577 Property Records

Stephens County property record for 479 Rose Ln, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,577 sqft · built 1951
Lot Size	18.3 acres (799,762 sqft)
Owner	Individual Name on Record
Tax Bill	$1,959 (2025)
Deeds & Mortgages	Jun 2026 Sale Jun 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`042C 021`

Property Details

APN / Parcel Number

Primary APN	`042C 021`
Alternative APN	`461100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,577 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Metal
Lot Area	799,762 sqft (18.3 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft

Exterior Amenities

Porch	Slab
Porch Area	336 sqft
Deck Area	1,277 sqft
Patio Area	2,036 sqft
Canopy	728 sqft
Utility Building	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	461100
Street Address	479 ROSE LN
City	TOCCOA
State	GA
Zip	30577-8775
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	ROSE LN
Legal Subdivision	0200 - PRIMARY - AC
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	1
Census Block	1037
Census Tract	970302

Owner

Source: Stephens County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	479 ROSE LN, TOCCOA, GA 30577-8775
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Trustee's Deed, Transfer
Jun 27, 2024	Deed of Trust, Mortgage · Line of Credit NORTH GEORGIA CREDIT UNION
Jul 17, 2023	Deed of Trust, Mortgage · Line of Credit NORTH GEORGIA CREDIT UNION
Apr 30, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2025
Deed Sale	May 23, 2025
Prior Sale	Jun 1, 1990 · Amount on Record
Deed Document Number	20251562
Deed Book / Page	1408 / 2
Last Transfer Date	Jun 18, 2026
Transfer Doc	0000001812
Record Updated	Sep 20, 2026

June 2026: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	STEPHENS GA
Recording Date	Jun 22, 2026
Property Address	479 ROSE LN, TOCCOA, GA 30577-8775
Document Number	0000001812
Book / Page	1454 / 417
Instrument Date	Jun 18, 2026
Instrument	20261812
Transaction Type	Transfer
Record Updated	Aug 17, 2026

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	479 ROSE LN, TOCCOA, GA 30577-8775

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	479 ROSE LN, TOCCOA, GA 30577-8775
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	479 ROSE LN, TOCCOA, GA 30577-8775

Mortgage

Document Number	0013710000000394
Date	Jun 27, 2024
Book Page	0000001371/0000000394

Lender

Name	NORTH GEORGIA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2039

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	479 ROSE LN, TOCCOA, GA 30577-8775
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	479 ROSE LN, TOCCOA, GA 30577-8775

Mortgage

Document Number	0013360000000263
Date	Jul 17, 2023
Book Page	0000001336/0000000263
Instrument	001002

Lender

Name	NORTH GEORGIA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2028

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Apr 30, 2018
Property Address	479 ROSE LN, TOCCOA, GA 30577-8775
Document Number	0011480342
Book / Page	001148 / 000342
Instrument Date	Mar 11, 2016
Transaction Type	Transfer
Record Updated	Jan 12, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	479 ROSE LN TOCCOA GA 305778775, TOCCOA, GA 30577-8775

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,959.00 (+18.23%) Homeowner's exemption	$106,399 (+35.19%) Land $28,813 Building $77,586	$265,997 (+35.19%) Land $72,032 Building $193,965
2023	$1,657.00 (-22.17%) Homeowner's exemption	$78,704 (+10.04%) Land $28,813 Building $49,891	$196,760 (+10.04%) Land $72,032 Building $124,728
2022	$2,129.00 Homeowner's exemption	$71,521 Land $28,813 Building $42,708	$178,802 Land $72,032 Building $106,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2009–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2020 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber · Cable in parts of the area	5,000 / 5,000
Point Broadband Fiber	1,000 / 1,000

May also be available: T-Mobile.

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