372 Rose Ln, Toccoa, GA 30577 Property Records

Stephens County property record for 372 Rose Ln, Toccoa, GA 30577

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,341 sqft · built 1964
Lot Size0.7 acres (30,492 sqft)
OwnerOwner Name on Record
Tax Bill$821 (2025)
Deeds & MortgagesOct 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN042C 008

Property Details

APN / Parcel Number

Primary APN042C 008
Alternative APN
  • 795250

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,341 sqft Heated Area
Basement Area536 sqft
Unfinished Basement536 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceMasonry

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1980
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area30,492 sqft (0.7 acres)
Garage Area420 sqft

Exterior Amenities

PorchPorch
Porch Area280 sqft
Deck Area270 sqft
Patio Area270 sqft
Utility Building160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number795250
Street Address372 ROSE LN
CityTOCCOA
StateGA
Zip30577-6218
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-IA
Legal DescriptionROTHELL RD & ROSE LN
JurisdictionSTEPHENS GA
Township / Civil DivisionTOCCOA
Census Block Group1
Census Block1040
Census Tract970302

Owner

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordOwner Name on Record
Mailing Address372 ROSE LN, TOCCOA, GA 30577-6218
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateNov 19, 2009
Transfer Doc0009130150
Record UpdatedJun 8, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEPHENS GA
Property Address372 ROSE LN, TOCCOA, GA 30577-6218
Document Number0011920151
Instrument DateOct 3, 2019
Transaction TypeMortgage
Record UpdatedOct 30, 2019
Title CompanyDOCUMENT RECORDING SERVICES, DOCUMENT RECORDING SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address372 ROSE LN TOCCOA GA 305776218, TOCCOA, GA 30577-6218

Mortgage

Document Number0011920151
DateOct 21, 2019
Book Page001192/000151
Lender
NameFIRST CITIZENS BK
TypeBank
AddressRALEIGH, NC 27611-6592
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 20, 2044
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyStephens County
MunicipalityToccoa City
Unified School DistrictStephens County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$821.00 (+73.94%) Homeowner's exemption Senior Citizen's exemption$62,422 (+44.54%) Land $3,272 Building $59,150$156,053 (+44.54%) Land $8,179 Building $147,874
2024$472.00 (+19.8%) Homeowner's exemption Senior Citizen's exemption$43,188 (+6.59%) Land $3,272 Building $39,916$107,968 (+6.59%) Land $8,179 Building $99,789
2023$394.00 (-71.2%) Homeowner's exemption$40,517 (+4.74%) Land $3,272 Building $37,245$101,292 (+4.74%) Land $8,179 Building $93,113
2022$1,368.00 Homeowner's exemption$38,683 Land $3,272 Building $35,411$96,707 Land $8,179 Building $88,528

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2009–2020)
Claims Outside the SFHA1 of 3
Most Recent ClaimMay 2020 · other causes
Claims by Event
  • Severe Storms And Flooding, Sep 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOCCOA
serves 28,711 people · EPA ID GA2570001
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2024
Haloacetic acids
resolved · Apr 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL
2,000 / 2,000
Point Broadband
Fiber
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile, TruVista Communications.

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