466 Rose Ln, Toccoa, GA 30577 Property Records

Stephens County property record for 466 Rose Ln, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,094 sqft · built 1950
Lot Size	3.65 acres (158,994 sqft)
Owner	Individual Name on File
Last Sale	$419,700 (Jul 2026)
Tax Bill	$3,125 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`042C 015`

Property Details

APN / Parcel Number

Primary APN	`042C 015`
Alternative APN	`462650`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,094 sqft Heated Area
Basement Area	1,854 sqft
Unfinished Basement	1,854 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	158,994 sqft (3.65 acres)
Terrain	Gentle Slope
Garage Type	Mixed
Garage Area	264 sqft

Exterior Amenities

Porch	Slab
Porch Area	461 sqft
Deck Area	410 sqft
Patio Area	222 sqft
Canopy	720 sqft
Utility Building	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	462650
Street Address	466 ROSE LN
City	TOCCOA
State	GA
Zip	30577-8774
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	ROSE LANE SM AC
Legal Subdivision	0203 - PRIMARY - AC
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	2
Census Block	2002
Census Tract	970302

Owner

466 Rose Ln is owned and occupied by an individual who bought it in July 2026.

Source: Stephens County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	466 ROSE LN, TOCCOA, GA 30577-8774
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Limited Warranty Deed, Transfer · Conventional Mortgage SENTE MORTGAGE
Jul 20, 2026	Limited Warranty Deed, Transfer
Jun 24, 2020	Deed of Trust, Mortgage QUICKEN LNS
Feb 17, 2017	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2026 · Amount on File
Deed Sale	Jul 21, 2026 · Amount on File
Prior Sale	Jul 20, 2026 · Amount on File
Deed Document Number	20262169
Deed Book / Page	1458 / 481
Prior Transfer Date	Apr 9, 2015
Prior Transfer Doc	0010620417
Record Updated	Oct 29, 2026

July 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jul 21, 2026
Property Address	466 ROSE LN, TOCCOA, GA 30577-8774
Document Number	0000002169
Book / Page	1458 / 481
Instrument Date	Jul 20, 2026
Instrument	20262169
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	466 ROSE LN, TOCCOA, GA 30577-8774

Mortgage

Document Number	0000000217,
Date	Jul 21, 2026
Book Page	1458/484
Instrument	2026217

Lender

Name	SENTE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

July 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jul 20, 2026
Property Address	466 ROSE LN, TOCCOA, GA 30577-8774
Document Number	0000002121
Book / Page	1458 / 155
Instrument Date	Jul 17, 2026
Instrument	20262121
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 ROTHELL RD, TOCCOA, GA 30577-6157

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	466 ROSE LN, TOCCOA, GA 30577-8774
Document Number	0012180251
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	466 ROSE LN TOCCOA GA 305778774, TOCCOA, GA 30577-8774

Mortgage

Document Number	0012180251
Date	Aug 5, 2020
Book Page	001218/000251

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 4, 2035

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Feb 17, 2017
Property Address	466 ROSE LN, TOCCOA, GA 30577-8774
Document Number	0011140290
Book / Page	1114 / 290
Instrument Date	Feb 17, 2017
Instrument	2017-000149
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	466 ROSE LN, TOCCOA, GA 30577-8774

Mortgage

Document Number	0011140292
Date	Feb 20, 2017
Book Page	1114/292

Lender

Name	HOMESTAR FINANCIAL
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 466 Rose Ln was $3,125 with a homeowner's exemption.

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,125.00 Homeowner's exemption	$103,703 Land $11,680 Building $92,023	$259,257 Land $29,200 Building $230,057
2023	$2,332.00 (+1.17%)	$67,622 (+3.74%) Land $11,680 Building $55,942	$169,054 (+3.74%) Land $29,200 Building $139,854
2022	$2,305.00	$65,184 Land $11,680 Building $53,504	$162,959 Land $29,200 Building $133,759

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 466 Rose Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Oct 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 466 Rose Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, TruVista Communications.

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