Tate County property record for 243 Hope Rd, Coldwater, MS 38618
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3,536 sqft · built 2018 |
| Lot Size | 6 acres (261,360 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,916 (2025) |
| Deeds & Mortgages | Oct 2017 Construction Loan Mar 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 021 02 0000411 |
| Primary APN | 021 02 0000411 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 3,536 sqft Finished Area |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 261,360 sqft (6 acres) |
| Garage Area | 1,225 sqft |
| Parking Spaces | 5 Parking Spaces |
| Street Address | 243 HOPE RD |
|---|---|
| City | COLDWATER |
| State | MS |
| Zip | 38618-5421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 & 12 HOPE CROSSING S/D PB 14/4 |
| Legal Range | 06 |
| Legal Township | 04 |
| Legal Section | 02 |
| Legal Subdivision | HOPE CROSSING S/D |
| Legal Lot Number | 11-12 12 |
| Jurisdiction | TATE MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 950100 |
243 Hope Rd is owned and occupied by two individuals.
Source: Tate County records, as of December 22, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 243 HOPE RD, COLDWATER, MS 38618-5421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2017 | Deed of Trust, Mortgage · Construction Mortgage SYCAMORE BANK |
| Mar 5, 2018 | Deed of Trust, Mortgage MORTGAGE ELECTRONIC REGISTRATION SYSTEMS |
| Jun 22, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance SYCAMORE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 243 HOPE RD, COLDWATER, MS 38618-5421 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017/11832 |
|---|---|
| Date | Oct 19, 2017 |
| Book Page | 2017/11832 |
| Name | SYCAMORE BANK |
|---|---|
| Type | Bank |
| Address | SENATOBIA, MS 38668 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Oct 15, 2018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 243 HOPE RD, COLDWATER, MS 38618-5421 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002018/0000002279 |
|---|---|
| Date | Mar 5, 2018 |
| Book Page | 0000002018/0000002279 |
| Name | MORTGAGE ELECTRONIC REGISTRATION SYSTEMS |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 243 HOPE RD, COLDWATER, MS 38618-5421 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2020 |
| Name | Verified Name |
|---|
| Document Number | 2020/8746 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 2020/8746 |
| Name | SYCAMORE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jul 1, 2030 |
The 2025 property tax bill for 243 Hope Rd was $1,916.
Source: Tate County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Tate County |
| Unified School District | Tate County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,916.00 | $23,161 Land $3,500 Building $19,661 | $231,606 Land $35,000 Building $196,606 |
| 2023 | $2,077.00 | $23,161 Land $3,500 Building $19,661 | $231,606 Land $35,000 Building $196,606 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 243 Hope Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 3, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 243 Hope Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 82% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
5G (outdoors only) and 4G LTE
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