479 Hampton Lake Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 479 Hampton Lake Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 2,757 sqft · built 2016
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$549,821 (Aug 2016)
Tax Bill	$4,559 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jan 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R61402900014760000`

Property Details

APN / Parcel Number

Primary APN	`R61402900014760000`
Alternative APN	`13548674`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,757 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	816 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	479 HAMPTON LAKE DR
City	BLUFFTON
State	SC
Zip	29910-9714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6106
Legal Description	LOT 522 HAMPTON LAKE PH 2PB118 P9-18 PB126 P1-10 PB130 P182-191
Legal Subdivision	HAMPTON LAKE
Legal Phase	2P
Legal Lot Number	522
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2003
Census Tract	2103

Owner

Source: Beaufort County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	479 HAMPTON LAKE DR, BLUFFTON, SC 29910-9714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Jan 11, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 20, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 11, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2016 · Amount on Record
Deed Sale	Aug 26, 2016 · Amount on Record
Prior Sale	Jul 1, 2015 · Amount on Record
Deed Document Number	201645793
Deed Book / Page	3509 / 2714
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jul 13, 2026
Property Address	479 HAMPTON LAKE DR, BLUFFTON, SC 29910-9714
Document Number	0000031024
Book / Page	4558 / 549
Instrument Date	Jun 10, 2026
Instrument	202631024
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345,672.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	479 HAMPTON LAKE DR, BLUFFTON, SC 29910-9714
Investor	Possibly a Property Investor

Mortgage

Document Number	0000031025,
Date	Jul 13, 2026
Instrument	202631025

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	479 HAMPTON LAKE DR, BLUFFTON, SC 29910-9714
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001678
Date	Jan 11, 2017
Book Page	3544/0560
Instrument	2017001678

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Oct 1, 2046

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	479 HAMPTON LAKE DR, BLUFFTON, SC 29910-9714
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026375
Date	May 20, 2020
Book Page	3865/2237
Instrument	2020026375

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	318 Months
Due	Nov 1, 2046

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	479 HAMPTON LAKE DR, BLUFFTON, SC 29910-9714
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057958
Date	Aug 11, 2021
Book Page	4048/785
Instrument	2021057958

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	305 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,559.00 (-0.07%)	$27,540 (-20.38%)
2024	$4,562.00	$34,588 (-) Land $8,600 Building $25,988	$864,700 (-) Land $215,000 Building $649,700
2023	$4,562.00 (+8.41%)	$34,588 (+44.41%) Land $8,600 Building $25,988	$864,700 (+44.41%) Land $215,000 Building $649,700
2022	$4,208.00 Homeowner's exemption	$23,952 Land $4,000 Building $19,952	$598,800 Land $100,000 Building $498,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 407 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	407 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Sparklight DSL	30 / 5

May also be available: AT&T, Hotwire Communications, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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